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Don't like some HOA board telling what you can and cannot do on your property?
The Osceola County area has homes that either have no HOA or an optional HOA. Typically, a non-hoa area or community will not have a CDD (community development district) fee either.
Below is a list of all active listings that were designated as either not being in an HOA neighborhood or being in an HOA neighborhood with an optional fee. This information is submitted by the listing brokerage and not verified prior to posting on our site so please contact us to verify if you have interest in a property featured here.
Rare dual primary suite home in Kissimmee with NO HOA, NO CDD and a brand new 2026 roof! Welcome to 1455 Eldra Dr, a beautifully updated single-story home in Osceola Coun...
Looking for space, style and flexibility without an HOA? Welcome to 2417 Willow Tree Lane! Located in Willow Bend at Crescent Lakes, this 4-bedroom, 2-bath home offers 2,...
NO HOA! Welcome to 2655 Ann Avenue, a 3-bedroom, 2-bath home offering 1,542 square feet of living space on a spacious, nearly quarter-acre lot in Kissimmee. Mature palm t...
Welcome to 1611 Salmon St in sunny St. Cloud, FL! Move in with ease. This stunning COMPLETELY UPDATED single-family residence combines modern elegance with relaxed Centra...
Priced to sell! 4/2.5/2 plus screen enclosed pool and NO HOA. Needs minor repairs. Cash only. Highest and best offers accepted until 6:00pm Tuesday 11/3/26.
MID-CENTURY MODERN CHARMER WITH RARE, DETACHED 2 CAR GARAGE/WORKSHOP ON A FANTASTIC, OVERSIZED QUARTER ACRE, CORNER LOT! NO HOA! LOW TAXES! Highly desirable "states str...
BACK ON THE MARKET! GREAT OPPORTUNITY IN ST. CLOUD, FLORIDA! Don’t miss this opportunity! This 2-bedroom, 1-bathroom home is conveniently located in St. Cloud, Florida...
Virtually Staged. ONE OF A KIND-A MUST SEE -Exceptional Neo City corridor lakefront retreat at 2600 East Irlo Bronson Memorial Highway near Neo City and approximately 1 m...
Less than 6 miles from Walt Disney World, your Central Florida getaway or next investment opportunity awaits! Welcome to 8805 Dunes Court, Unit 103, in Legacy Dunes, a ga...
Discover the perfect combination of luxury, comfort, and location in this beautiful home located in the growing and highly desirable area of Saint Cloud. This stunning pr...
Experience resort-style living in this FULLY FURNISHED, MOVE-IN READY 2-bedroom, 2-bath condominium located in the highly desirable ChampionsGate community. Built in 2022...
The best 4-bedroom, 2-bath pool home in the desirable 24-hour gated FULLY FURNISHED Windsor Palms Resort. Gorgeous 4 bedrooms and 2 bathrooms House, is fully equipped ki...
Virtually Staged. MOTIVATED SELLERS | BEAUTIFULLY REMODELED HOME | SPACIOUS & VERSATILE LIVING! Welcome to this beautifully remodeled home in the desirable Saint Cloud...
This beautifully maintained home features a spacious and functional floor plan designed for comfortable Florida living. The open-concept layout includes a bright living r...
Virtually Staged. Short Sale. Welcome to this inviting home in St. Cloud, featuring 4 bedrooms, 2 full bathrooms, and 1,687 square feet of living space. Designed for comf...
**GREAT OPPORTUNITY FOR HOMEOWNERS, SECOND-HOME BUYERS, AND INVESTORS! SHORT-TERM, MID-TERM, AND LONG-TERM RENTAL POTENTIAL!** Welcome to this beautifully maintained t...
Welcome to 229 Churchill Ct, a spacious home nestled in the heart of Kissimmee, FL. This inviting house features three generously sized bedrooms and two full bathrooms, p...
Furnished luxury condo ideally situated in the heart of the attractions area! Investment Bliss in Kissimmee, FL. The Greenpoint resort includes a fitness center, laundry ...
NEW PHOTOS COMING SOON! Welcome to 1744 Quail Ridge Loop in Kissimmee's Quail Hollow neighborhood! This two-story, 3-bedroom, 2.5-bath single-family home offers 1,260 ...
Townhouse with 3 bedrooms and 2 bathrooms in West Lucaya Village, minutes from Disney, Margaritaville Resort and Sunset Walk. The property is delivered in excellent condi...
RENOVATED FARMHOUSE CHARMER JUST WALKING MINUTES from HISTORIC DOWNTOWN ST. CLOUD IS READY FOR YOU! Step into timeless charm and modern convenience with this beautifully ...
**Second floor 3-bedroom, 2-bathroom condo in Royal Palm Bay! High ceilings, open kitchen, dining and living room! Great floor plan for this partially furnished condo, w...
UNIQUE opportunity to own this single-story 3 bedroom, 2 bath home in Dahlia Reserve at Crescent Lakes, Kissimmee. A great fit for a primary residence, vacation home or i...
Welcome to this cozy 3-bedroom, 2-bathroom home in Allamanda Grace at Crescent Lakes. Featuring a comfortable and functional layout, the home offers inviting living space...
Boaters and nature enthusiasts—welcome to waterfront living! Situated along Shingle Creek with direct water access to Lake Tohopekaliga, this canal-front property offers ...
Virtually Staged. INVESTOR OPPORTUNITY — REMODELED & READY TO GO! HIGH INCOME POTENTIAL — IDEAL FOR VRBO / AIRBNB / SHORT-TERM RENTAL! DAILY RENTALS ALLOWED.
Nearly ¾ Acre with a Million Dollar Lakeview, No HOA, and Canal Access to East Lake Toho. You can update a house, but you can't add land, water, or location. This one...
LOCATION, LIFESTYLE, AND FLEXIBILITY IN THE HEART OF CENTRAL FLORIDA Beautifully furnished and turnkey spacious 4-bedroom, 3-bathroom single-family pool home in the desir...
Enjoy peaceful lake views from this spacious 3-bedroom, 2-bathroom condo located on the second floor of a gated community. The unit features brand-new carpet throughout a...
Welcome to your perfect Florida getaway or permanent paradise at Villas Del Sol at Kissimmee. Nestled in the heart of Kissimmee, this stunning two-bedroom, two-bathroom c...
**BEAUTIFUL HOME WITH INDEPENDENT MOTHER-IN-LAW SUITE IN STOREY CREEK!** Discover this exceptional opportunity in the highly desirable Storey Creek community in Kissimmee...
Experience the perfect blend of comfort, style, and investment potential in this beautifully furnished 4-bedroom, 4.5-bathroom townhome located in the highly desirable Fo...
CORNER LOT | BRAND NEW VINYL FENCE | NEW ROOF 2025 | FULLY RENOVATED POOL | FRESH INTERIOR PAINT | SHORT-TERM RENTALS ALLOWED & MORE!! Enjoy Florida living in this well-m...
Welcome to your fully furnished first-floor condo with 3 bedrooms and 2 bathrooms. (One bath is very large with a shared en suite entrance from a bedroom and a hall entra...
SOLID BLOCK HOME * GREAT STARTER HOME *OR* GOOD SOLID RENTAL FOR YOUR PORTFOLIO * NEW ROOF IN 2025 * NEW KITCHEN CABINTES AND COUNTERS * NEW BATHROOM INCLUDES NEW VANITY...
Make yourself at home in this inviting first-floor condo in the Images Condominium community, where a bright, open layout and a screened patio overlooking green space cre...
Virtually Staged. Welcome to this beautifully updated 3-bedroom, 2-bath home in Kissimmee! Freshly renovated and move-in ready, this home features A/C and water heater re...
Inside this beautiful 5-bedroom, 3-bathroom home, you'll find 2,077 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and...
EXCEPTIONAL 3.5-ACRE PROPERTY NEAR LAKE NONA. Discover the perfect balance of modern comfort and peaceful country living on approximately 3.5 acres, conveniently locate...
SOLAR-EQUIPPED LIVING, MODERN DESIGN, A TWO-CAR GARAGE, AND OUTSTANDING COMMUNITY AMENITIES—ALL IN ONE PROPERTY! Discover this attractive two-story residence, built in...
Welcome to this beautifully located 3 bedroom, 2 bathroom home in the highly sought after Indian Wells community! Situated on a desirable waterfront lot, this home offers...
Welcome to this fully furnished and well-maintained 5-bedroom, 5-bath vacation home in the highly sought-after Storey Lake Resort. The home features a spacious open layou...
Experience elevated country living in this rare, custom-built estate compound set on 5.23 fully cleared and fenced acres in the heart of Kissimmee. Designed for both priv...
Virtually Staged. INVESTOR OPPORTUNITY! This 2-bedroom, 2-bath condo is located in Villas at Shadow Bay, an established community in the heart of Kissimmee. Vacant and re...
Welcome to 137 S Roma Way in Kissimmee! This beautifully remodeled home is move-in ready and showcases wonderful finishes throughout. Thoughtfully updated with a fresh, m...
Welcome to Compass Bay, a gated resort-style community in the heart of Kissimmee! This spacious 4-bedroom townhouse offers an excellent opportunity for a vacation home, i...
Short Sale. SHORT SALE – EXCELLENT OPPORTUNITY Even if it’s hard to believe, opportunities like this don’t come around easily—and this property is offered exactly as y...
TURNKEY INVESTMENT OPPORTUNITY! Welcome to this beautiful FULLY FURNISHED 3 bedroom, 2 Bath condo located in the highly desirable Tuscana Resort Community. Move-in or ren...
Water front Property, NO back yard neighbors! This cozy 3 bedroom, 2 bathroom well maintained home has a beautiful pond view in the back yard with a screened porch. The k...
COME SEE AND SELL THIS GORGEOUS 4 BEDROOMS, 2 BATHROOMS WITH BEAUTIFUL UPGRADES. THIS PROPERTY COMES WITH AN ATTRACTIVE WELL LIT POOL & SPA WITH NEW BEAUTIFUL POOL TILES...
Experience one-of-a-kind penthouse living in the heart of Downtown Kissimmee. This architect-designed top-floor residence offers 4 bedrooms, 3 full baths, 3,577 square fe...
Virtually Staged. NO HOA! Welcome to 4870 Lake Cecile Dr. in the beautiful city of Kissimmee, Florida! Ideally situated just minutes from Walt Disney World and Central Fl...
Welcome to this beautifully upgraded St. Cloud home, where modern finishes and a thoughtfully designed layout come together for comfortable everyday living. The open-conc...
Lakeview investment property with voluntary HOA, NEW ROOF, fully furnished and currently operating as an Airbnb. This property checks the boxes investors look for: short-...
Welcome Home! Step into this beautiful, nearly new 4-bedroom, 2-bath home offering the perfect combination of comfort, style, and location. This move-in-ready property fe...
Great opportunity in a great location at a great price! This three-bedroom, two-bath home features new interior paint, vaulted ceilings and ceramic tile throughout. Upda...
FISH LAKE - 175 ft.+/- LAKEFRONT ACREAGE | RENOVATION OPPORTUNITY | DEVELOPMENT POTENTIAL | MULTI GENERATIONAL SPACE RARE OPPORTUNITY to own approximately 4.8 ACRES +/...
Virtually Staged. Welcome to this beautifully remodeled home, move-in ready and waiting for you! Enjoy a fresh, modern feel throughout with no carpet, making the home bot...
Welcome to 2631 Autumn Creek, a turnkey, fully furnished 4-bedroom, 3-bathroom pool home with 1,760 sq. ft., ideally located just minutes from Walt Disney World, US-192, ...
"LOCATION, LOCATION, LOCATION" Beautiful Location with 24/7 access to the community with electronic gate code, 24/7 private surveillance with vehicle security ,cameras wi...
Welcome to 3075 Fielwood Circle, a beautifully maintained two-story townhome offering modern comfort and low-maintenance living. Featuring 3 spacious bedrooms, 2 spacious...
INCREDIBLE OPPORTUNITY! Completely renovated 5-bedroom, 2.5-bath home in the desirable Enclave at Tapestry community in Kissimmee. This beautifully updated two-story resi...
$10,000 SELLER CONTRIBUTION TOWARD BUYING DOWN RATES!!!Welcome to 5653 Camilla St! Built in 2023! This exceptional 6-bedroom, 3.5-bath home with a NO CDD AND BELOW APPRAI...
Welcome to 4465 Story Road, where peaceful country living meets endless opportunity on 9+ acres in one of St. Cloud's fastest-growing corridors. Whether you're dreaming o...
Discover this well-maintained 2-bedroom, 2-bathdroom block-construction villa offering 960 sq ft of bright, single-level living on a 0.04acre corner lot with a BRAND-NEW ...
No HOA. No CDD. More Freedom. More Value. Welcome home to this charming 3-bedroom, 2-bath residence situated on an oversized corner lot in the heart of Saint Cloud! Wh...
Move-in ready with seller contributions waiting for the new owners, this home features ceramic tile and stylish luxury vinyl flooring throughout, offering both charm and ...
Discover an outstanding investment opportunity in the highly desirable Veranda Palms community. This beautifully appointed, fully furnished 12-bedroom, 11.5-bathroom home...
Unlock a fantastic cash flow opportunity with this beautifully remodeled Condo Hotel studio, just minutes from Disney and all the best attractions Kissimmee has to offer!...
Don’t miss out on this awesome opportunity in the sought-after community of Indian Wells! This 3-bedroom, 2-bath home is a must-see. Tile flooring throughout, vaulted cei...
Short Sale. SHORT SALE! SHORT SALE! Beautifully maintained 2-bedroom, 2.5-bath townhome located in the desirable Buena Ventura Lakes area of Kissimmee. Offering approxima...
Pre-Construction. To be built. Beautifully crafted by Snow Construction, this brand-new custom home offers just under 2,000 square feet of thoughtfully designed living sp...
**Price Reduced for a Quick Sale!** Experience the perfect blend of luxury, comfort, and exceptional investment potential with this stunning **6-bedroom, 6-bathroom** va...
No HOA. 3-bedroom, 2-bath split floor plan home with a 2-car garage on a quiet cul-de-sac, backing to a pond with no rear neighbors. Updates include a 2019 roof, 2024 wat...
Meticulously maintained and truly turn-key 2-bedroom, 2-bathroom condo in the sought-after, guard-gated Windsor Hills Resort community — just minutes from Walt Disney Wor...
New price improvement motivates the seller; well-maintained, move-in-ready 3-bed, 2-bath, 2-car garage single-family home. Offering comfort, security, privacy, and peace ...
Welcome to this beautifully designed 4-bedroom, 2.5-bathroom pool home in Kissimmee, offering a versatile two-story floor plan, soaring ceilings, and an impressive outdoo...
Under Construction. Pre-Construction Opportunity! Make it Yours before it's Complete! Experience modern living in this beautifully designed custom home offering over 2,20...
Virtually Staged. Seller is offering $5,000 towards a rate buydown or buyers closing costs!! Clean, recently renovated, and move-in ready! This 2-bedroom, 1.5-bath condo-...
***Best value at this price *** . Rare & Exquisite Furnished Remodeled 3-Bedroom 2 bath Condo in Gated Legacy Dunes – Just 10 Minutes from Disney! Step into luxury with t...
Exceptional investment opportunity in Reunion Resort. This property is zoned and deeded to allow both short-term and long-term rentals, offering flexibility for investors...
PRICE REDUCED! Seller is offering $5,000 toward the buyer’s closing costs with a full-price. Beautifully maintained and move-in ready, this 3-bedroom, 2-bathroom home ...
4-bedroom, 2.5-bath home situated on 5.5 acres +/- of cleared land with mature oak trees and fruit trees. Bring your livestock, outdoor toys, trailers, and equipment—the...
Short Sale. * NEW UPDATE! * PROPERTY HAS NOW BEEN APPROVED FOR A SHORT SALE! Welcome BACK to 2627 Oneida Loop, this reduced pricing in the Indian Creek Community won't la...
Beautiful two-story home located in the highly desirable Tohoqua community. This move-in-ready residence features a spacious open floor plan with no carpet throughout, a ...
Welcome to this custom-built Spanish-style estate on 4.5 acres in St. Cloud—a rare property where aviation, equestrian living, privacy, and refined country comfort come t...
Welcome to this beautiful Townhouse. Fully remodeled 2 Bed/2 Bath, featuring modern finishes, open concept layout, and abundant natural light. Move-in ready, spacious bed...
Stunning 2024-built smart home located in the highly sought-after Kindred community, just minutes from NeoCity, one of Central Florida’s fastest-growing technology and in...
Welcome to this charming 3-bedroom, 1-bath home situated on an oversized lot with no HOA restrictions. Whether you need space for your RV, boat, work trailer, or recreati...
Short Sale. Sale is subject to lender approval. Property is being offered at a price that may not reflect the amount required by the lender to approved the sale. Buyer an...
Seller says bring me your offer!!! No HOA, Mostly Cleared 5.32 acres fenced in with lots of frontage space. This property would be good for country living New Roof replac...
Highly Desirable Equestrian Estate Style Home Located in the Heart of Saint Cloud, Florida! No HOA! Nestled on a Secluded +/- 2.7 Acres, this Custom Built, Lovingly Ma...
Welcome to this beautiful townhome located in the highly desirable Tohoqua community in Kissimmee. This well-maintained residence features 3 bedrooms, 2 full bathrooms, a...
Modern West-Style Living in the Heart of Central Florida Welcome to this beautifully remodeled 5-bedroom, 3-bathroom residence offering 2,387 sqft of thoughtfully desi...
Spacious 4-bedroom, 3-bath home featuring a desirable three-way split floor plan designed for comfort and privacy. The open-concept kitchen offers ample cabinetry, a pant...
Welcome to this beautifully maintained 4-bedroom, 3-bathroom home located in the highly desirable Harmony West community of St. Cloud. Built by D.R. Horton, this spacious...
Beautiful 3-Bedroom Home in a Gated Community – Available September 2026 Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering comfort, style, and...
NEW PRICE – NOW OFFERED AT $419,990! SELLER IS ALSO OFFERING A CLOSING COST CONCESSION TO THE BUYER! Discover this spectacular residence located in the exclusive gated...
Welcome to your beautifully MOVE IN READY home in the desirable Herons Point Community of Kissimmee! Your new home has an open floor plan with vaulted ceilings that off...
BACK ON THE MARKET — NOW VACANT & EASY TO SHOW. Fully renovated 2-bedroom, 2-bathroom investment opportunity in the heart of Kissimmee with short-term rentals and Airbnb ...
Spacious two-story home featuring 4 bedrooms and 2.5 bathrooms with tile and wood flooring throughout most of the house. Enjoy relaxing and entertaining in your private s...
Welcome to 4443 Shiva Loop, Kissimmee, FL 34746, a beautifully designed home offering comfort, style, and strong investment potential. Whether used as a primary residence...
Virtually Staged. SPACIOUS SINGLE-STORY GEM WITH NO HOA/CDD & PRIME WATER ACCESS! Welcome to this beautifully maintained 2022-built home sitting on a premium 0.22-acre lo...
Excellent opportunity to own a hotel unit in one of Central Florida’s most visited areas. Just minutes away from Walt Disney World, ESPN Wide World of Sports, and Disney’...
Tenant occupied. Showings by appointment only. Minimum 24-hour notice required. Please do not disturb tenants. Welcome to this well-maintained 2 bedrooms, 2 bathrooms,...
Beautiful 2025-built home, model Eastham by Lennar, located at 2519 Peace of Mind Ave, offering modern comfort, functional spaces, and an inviting layout. This property f...
Virtually Staged. INVESTOR OPPORTUNITY — REMODELED & READY TO GO! HIGH INCOME POTENTIAL — IDEAL FOR VRBO / AIRBNB / SHORT-TERM RENTAL! DAILY RENTALS ALLOWED.
Welcome to this truly exceptional property where comfort, tranquility, and investment potential come together in one perfect home. Whether you are looking for a primary r...
Virtually Staged. INVESTOR OPPORTUNITY — REMODELED & READY TO GO! HIGH INCOME POTENTIAL — IDEAL FOR VRBO / AIRBNB / SHORT-TERM RENTAL! DAILY RENTALS ALLOWED.
Renovated 2BR/2BA Condo – Prime Location Near Celebration! This beautifully updated condo offers modern living in a highly desirable location directly across from Celebr...
Turnkey 1-Bedroom Condo hotel near Disney-Fully furnished with resort Style Amenities.Own a piece of the magic with this beautifully furnished 1 bedroom 1 bathroom condo ...
WELCOME TO THIS SPACIOUS AND VERSATILE 3BD/2BA + DEN/OFFICE HOME WITH INDEPENDENT NEXT GEN 1BD/1BA SUITE IN BRIDGEWALK: This thoughtfully designed home offers TWO COMPLET...
Step into a world of magic and unforgettable experiences with this fully furnished 6-bedroom vacation home, ideally located just minutes from Walt Disney World. Designed ...
Attention Investor, and First-Time Buyer!! Condominium in the Desirable location, just minutes away from DISNEY WOLD PARK ATTRACTIONS!!! 2 BEDROOMS AND 2 BATHS. This home...
Located in one of the most convenient areas of Central Florida, this comunity offers unbeatable proximity to major attractions—just minutes from Disney World Parks & Reso...
Located in one of the most convenient areas of Central Florida,this comunity offers unbeatable proximity to major attractions—just minutes from Disney World Parks & Resor...
NEW LOWER PRICE - POOL HOME MINUTES FROM DISNEY A 4-bedroom, 2-bath home with 1,770 sq. ft. of living space, a big pool, and a covered lanai — set in the established Ind...
Exceptional vacation rental and ownership opportunity in the highly desirable guard-gated Wyndham Palms resort community. This fully furnished 2-bedroom, 2-bath fully fu...
WHAT A GREAT VALUE! LAKEFRONT AND A POOL FOR THIS PRICE! Schedule your showing today. Tucked away in one of Kissimmee’s most desirable communities, this exceptional pr...
PRICE IMPROVEMENT! Great location!! Located on one of the most popular avenues in Kissimmee,.just 10 min to Disney. Description: Unbeatable value!! This fully furnis...
David Myers 407-801-3286
Your Osceola County Real Estate Expert