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Saint Cloud Homes with NO HOA
Don't like some HOA board telling what you can and cannot do on your property?
The Saint Cloud area has homes that either have no HOA or an optional HOA. Typically, a non-hoa area or community will not have a CDD (community development district) fee either.
Below is a list of all active listings that were designated as either not being in an HOA neighborhood or being in an HOA neighborhood with an optional fee. This information is submitted by the listing brokerage and not verified prior to posting on our site so please contact us to verify if you have interest in a property featured here.
No HOA Saint Cloud Homes for Sale
Build your future in St. Cloud! This approximately .32 acre vacant residential parcel offers an opportunity to own land in an established and growing area of Osceola Coun...
- 34772 Zip Code
Welcome to this beautifully upgraded St. Cloud home, where modern finishes and a thoughtfully designed layout come together for comfortable everyday living. The open-conc...
- 3 Beds
- 2 Baths
- Sawgrass Unit 3b SubDv.
- 34772 Zip Code
Virtually Staged. THE LOT YOU'VE BEEN WAITING FOR! LAND YOU OWN! NO HOA! LOW TAXES! NOT IN A FLOOD ZONE! UPDATED TIE DOWNS! UPDATED ELECTRIC PANEL! A/C AND SEPTIC ON...
- 3 Beds
- 2 Baths
- Twin Lakes Ranchettes SubDv.
- 34771 Zip Code
Discover the perfect opportunity to build your dream home on this .50 acre lot located in the desirable St. Cloud Manor area. This high and dry lot has been cleared offe...
- Sl & Ic SubDv.
- 34772 Zip Code
Discover the perfect opportunity to build your dream home on this .48 acre lot located in the desirable St. Cloud Manor area. This high and dry lot has been cleared offer...
- 34772 Zip Code
Welcome to 3075 Fielwood Circle, a beautifully maintained two-story townhome offering modern comfort and low-maintenance living. Featuring 3 spacious bedrooms, 2 spacious...
- 3 Beds
- 3 Baths
- Gramercy Farms Ph 6 SubDv.
- 34772 Zip Code
Welcome to 5653 Camilla St! Built in 2023! This exceptional 6-bedroom, 3.5-bath home with a NO CDD AND BELOW APPRAISAL!!!! offers 3,166 SQ FT of thoughtfully designed liv...
- 6 Beds
- 4 Baths
- Wiregrass Ph 2 SubDv.
- 34771 Zip Code
Welcome to 4465 Story Road, where peaceful country living meets endless opportunity on 9+ acres in one of St. Cloud's fastest-growing corridors. Whether you're dreaming o...
- 2 Beds
- 2 Baths
- S L & I C SubDv.
- 34772 Zip Code
This is an exceptional development opportunity, 2 parcels totaling 5.10acres strategically located in Osceola County, the fifth fastest-growing county in the country, acc...
- Whip O Will Hill SubDv.
- 34771 Zip Code
No HOA. No CDD. More Freedom. More Value. Welcome home to this charming 3-bedroom, 2-bath residence situated on an oversized corner lot in the heart of Saint Cloud! Wh...
- 3 Beds
- 2 Baths
- St Cloud 2nd Town Of SubDv.
- 34769 Zip Code
Experience the perfect blend of privacy, luxury, and convenience with this impeccably maintained estate, ideally situated on nearly 2/3 of an acre with NO HOA and NO CDD ...
- 3 Beds
- 2 Baths
- Narcoossee New Map Of SubDv.
- 34771 Zip Code
Brand new, never-lived-in 3-bedroom, 2-bath manufactured home situated on an oversized homesite in the peaceful countryside of St. Cloud! This thoughtfully designed split...
- 3 Beds
- 2 Baths
- Pine Grove Park SubDv.
- 34771 Zip Code
Beautifully remodeled and move-in ready, this 4-bedroom, 2-bath manufactured home sits on 0.8 acres, offering the perfect combination of modern updates, outdoor space, an...
- 4 Beds
- 2 Baths
- Canaveral Acres 1 SubDv.
- 34773 Zip Code
Short Sale. Fully Remodeled and Move-In Ready! This beautifully updated 2-bedroom, 1-bath home offers 816 square feet of thoughtfully designed living space and is the per...
- 2 Beds
- 1 Baths
- St Cloud 2nd Town Of SubDv.
- 34769 Zip Code
Discover the perfect opportunity to build your dream home on this 2.41 acre buildable lot located in the desirable St.Cloud Manor area. This high and dry lot has already ...
- S L & I C SubDv.
- 34772 Zip Code
Welcome home to NO HOA well-maintained 3-bedroom, 2-bath double-wide manufactured home offering plenty of living space and a comfortable layout. The open-concept living ...
- 3 Beds
- 2 Baths
- Fells Cove Estates SubDv.
- 34771 Zip Code
Discover the perfect place to build your custom dream home on this beautiful 1.32-acre partially fenced homesite in St. Cloud. Offering the ideal combination of space, pr...
- Horizon Meadows SubDv.
- 34772 Zip Code
Discover this 3-bedroom, 2-bath mobile home in St. Cloud, situated on a spacious 1-acre corner lot. Bring your boats, RVs, work equipment, or weekend toys—the impressive ...
- 3 Beds
- 2 Baths
- Canaveral Acres 4 SubDv.
- 34773 Zip Code
Pre-Construction. To be built. Beautifully crafted by Snow Construction, this brand-new custom home offers just under 2,000 square feet of thoughtfully designed living sp...
- 4 Beds
- 2 Baths
- Horizon Meadows SubDv.
- 34772 Zip Code
Great opportunity to have 5+ High and Dry acres!! Located right in the Heart of the Narcoossee Road Redevelopment District of Osceola County. Come and build your dream h...
- Narcoossee New Map Of SubDv.
- 34771 Zip Code
***MOTIVATED SELLERS*** Welcome to your own slice of country paradise! Situated on **2.42 acres** with **no HOA**, this spacious **4-bedroom, 2-bath manufactured home**...
- 4 Beds
- 2 Baths
- St Cloud Manor Estates Unit 3 SubDv.
- 34772 Zip Code
This property is for recreational use only. This is not a buildable lot. Owning a lot will entitle you to a key for the main gate and to have entry. The recreational area...
- Acreage & Unrec SubDv.
- 34773 Zip Code
This property is for recreational use only. This is not a buildable lot. Owning a lot will entitle you to a key for the main gate and to have entry. The recreational area...
- Acreage & Unrec SubDv.
- 34773 Zip Code
Build your dream home on this scenic 3.84 acre lot! The perfect combination of privacy, nature and convenience as this property backs up to Lake Lizzie Preserve. Located ...
- Acreage & Unrec SubDv.
- 34771 Zip Code
Welcome to this custom-built Spanish-style estate nestled on nearly five fully fenced acres in St. Cloud, offering a rare blend of luxury, privacy, aviation access, and e...
- 3 Beds
- 3 Baths
- S L & I C SubDv.
- 34772 Zip Code
Endless Potential on 5.84 Acres – Prime Location Near Lake Nona Unlock the possibilities with this expansive 5.84-acre property, ideally located just minutes from Lake No...
- 3 Beds
- 2 Baths
- Country Meadow N SubDv.
- 34771 Zip Code
Highly Desirable Equestrian Estate Style Home Located in the Heart of Saint Cloud, Florida! No HOA! Nestled on a Secluded +/- 2.7 Acres, this Custom Built, Lovingly Ma...
- 3 Beds
- 3 Baths
- S L & I C SubDv.
- 34769 Zip Code
Price Reduced! Excellent Opportunity! Motivated seller. Charming 3-Bed, 2-Bath Single-Family Home on 0.76 Acres – Move-In Ready! This beautifully updated one-story home o...
- 3 Beds
- 2 Baths
- Arrowhead Country Estates Unrec SubDv.
- 34771 Zip Code
Discover the perfect opportunity to build your dream home on this 1.15 acre buildable lot located in the desirable St.Cloud Manor area. This high and dry parcel has alrea...
- S L & I C SubDv.
- 34772 Zip Code
Discover the perfect opportunity to build your dream home on this 1.15 acre buildable lot located in the desirable St.Cloud Manor area. This high and dry parcel has alrea...
- S L & I C SubDv.
- 34772 Zip Code
Virtually Staged. SPACIOUS SINGLE-STORY GEM WITH NO HOA/CDD & PRIME WATER ACCESS! Welcome to this beautifully maintained 2022-built home sitting on a premium 0.22-acre lo...
- 4 Beds
- 4 Baths
- New Eden On The Lakes Units 11 & 14 Rep SubDv.
- 34771 Zip Code
Discover this beautifully updated, turn-key property located at 307 California Street in the heart of Saint Cloud. This versatile 3-bedroom, 2-bathroom layout is smartly ...
- 3 Beds
- 2 Baths
- St Cloud 2nd Town Of SubDv.
- 34769 Zip Code
This exceptional 6.37-acre property presents a rare opportunity to own a prime piece of land with approximately 200 feet of frontage along E. Irlo Bronson Memorial Highwa...
- Acreage & Unrec SubDv.
- 34771 Zip Code
WELCOME TO THIS SPACIOUS AND VERSATILE 3BD/2BA + DEN/OFFICE HOME WITH INDEPENDENT NEXT GEN 1BD/1BA SUITE IN BRIDGEWALK: This thoughtfully designed home offers TWO COMPLET...
- 4 Beds
- 3 Baths
- Bridgewalk Ph 1b 2a & 2b SubDv.
- 34771 Zip Code
Waterfront living, a private pool, and a half-acre lifestyle — welcome home to Bay Shore Drive. This 3-bedroom, 2-bath CBS pool home sits on over half an acre with 110 f...
- 3 Beds
- 2 Baths
- Bay Lake Estates SubDv.
- 34771 Zip Code
Build your vision on this vacant land opportunity in Saint Cloud located in a growing area. This area has a strong development potential. Not in a flood zone providing pe...
- Acreage & Unrec SubDv.
- 34772 Zip Code
Stunning lakefront townhome – like new and move-in ready! Built just 2 years ago, this modern 3-bedroom townhome offers the perfect blend of style, location, and low mont...
- 3 Beds
- 3 Baths
- Brixton Twnhms SubDv.
- 34771 Zip Code
Experience true luxury living in this fully renovated, modern masterpiece located in Saint Cloud. This stunning corner lot, pool home has been completely upgraded from to...
- 5 Beds
- 3 Baths
- Pine Lake Estates Unit B SubDv.
- 34769 Zip Code
10 PRIME ACRES ON US-192, ST. CLOUD, FL. This is an exceptional development opportunity, 2 parcels totaling 10 acres strategically located in Osceola County, the fifth fa...
- Whip O Will Hill SubDv.
- 34771 Zip Code
Discover the ideal canvas for your dream waterfront home! This expansive 2.49-acre lot overlooks the serene waters of West Lake Toho, renowned for its world-class bass fi...
- Kissimmee Park SubDv.
- 34772 Zip Code
Affordable Land Banking Opportunity in Fast-Growing St. Cloud! Here’s your opportunity to secure a strategic land investment in a rapidly developing area of St. Cloud,...
- New Eden On The Lakes Unit 7 SubDv.
- 34771 Zip Code
Bring your horses, cars, RV, boat, and jet skis! This outstanding waterfront custom property offers a private dock and 400' of frontage on Alligator Lake in desired Saint...
- 4 Beds
- 4 Baths
- Seminole Land And Inv Co SubDv.
- 34772 Zip Code
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