Pebble Creek Homes for Sale

About Pebble Creek Neighborhood

Pebble Creek is a compact residential neighborhood tucked into the northeast corner of Kissimmee along Michigan Avenue and Boulder Drive, just north of the US 192 / Irlo Bronson Memorial Highway corridor. The neighborhood was developed in 1983 and 1984 and represents one of the earlier residential build-outs in this part of Osceola County — predating the wave of master-planned communities that would follow in the late 1990s and 2000s.

Homes in Pebble Creek are concrete block single-family residences, predominantly three-bedroom, two-bathroom floor plans running approximately 1,100 square feet — compact, manageable, and well-suited for first-time buyers, downsizers, and investors alike. With no HOA and no CDD fees, Pebble Creek stands apart from the majority of Kissimmee neighborhoods built after 1990, which almost universally carry some form of association overhead. That structural difference translates directly into lower monthly costs and fewer restrictions on how homeowners can use and customize their property.

The neighborhood sits in close proximity to the Osceola Parkway interchange (Exit 249) and the entrance ramp to Florida's Turnpike, giving residents fast, uncongested access to Orlando International Airport, downtown Orlando, and points throughout Central Florida. Valencia College's Osceola Campus — one of the most accessible community college campuses in the region — is approximately 1.5 miles away, making Pebble Creek particularly appealing for households with students or those employed in higher education support roles.

The Mill Slough and Oak Grove areas directly border the neighborhood, and the broader northeast Kissimmee corridor has continued to see infrastructure investment along the Boggy Creek Road and Osceola Parkway spine. While Pebble Creek's homes reflect their early-1980s construction era, many have been updated with newer roofs, HVAC systems, and upgraded interiors, offering move-in ready options at value-oriented price points that are increasingly difficult to find this close to Orlando's core.

Pebble Creek Location & Connections

Pebble Creek sits in the northeast quadrant of Kissimmee in ZIP code 34744, positioned between Michigan Avenue to the east, Boulder Drive as its main internal street, and US Highway 192 as the southern boundary corridor. The Osceola Parkway (Exit 249 off Florida's Turnpike) is within easy reach, connecting residents north toward Orlando and south into the broader Osceola County network without touching surface-street congestion.

This location places Pebble Creek within about 1.5 miles of Valencia College's Osceola Campus, three miles from downtown Kissimmee and Kissimmee Lakefront Park, and roughly 20 minutes from Orlando International Airport via the Turnpike. Silver Spurs Arena — home of the Silver Spurs Rodeo and a major regional event venue — is also nearby on US 192.

Pebble Creek Amenities & Lifestyle

Life in Pebble Creek is defined by practicality and accessibility. This is a straightforward residential neighborhood — no resort-style pools or clubhouse membership required — but it compensates with its connectivity to everything that makes Kissimmee a compelling place to live: a vibrant downtown, world-class outdoor recreation on Lake Tohopekaliga, a rich multicultural dining scene, and express access to the entire Orlando metro via nearby highway interchanges.

The neighborhood's proximity to Valencia College makes it a natural choice for academic households, while the Turnpike access and short drive to Lake Nona Medical City and Orlando International Airport also make it attractive for healthcare and travel-intensive professionals. Surrounding retail corridors along US 192 and in nearby commercial strips on Michigan Avenue put daily errands well within reach without requiring a major drive.

How Pebble Creek Compares

Pebble Creek occupies a distinct position in the Kissimmee market: established construction, no HOA, and competitive pricing in a ZIP code that is gaining value as northeast Kissimmee's infrastructure continues to mature. For buyers who are price-sensitive but want real proximity to employment, education, and transportation corridors, Pebble Creek offers an argument that newer HOA-bound communities in the same ZIP code cannot easily match.

The comparison below places Pebble Creek against two other housing options commonly considered by buyers in the northeast Kissimmee corridor — newer HOA communities in 34744 and the Kindred master-planned community further east.

Pebble Creek HOA & CDD Information

Pebble Creek has no homeowners association (HOA) and no Community Development District (CDD). There are no monthly or annual association dues, no community governing board, and no deed restrictions enforced by an HOA. Homeowners in Pebble Creek are subject only to Osceola County regulations and applicable local ordinances.

This is a meaningful distinction in the Kissimmee market, where the overwhelming majority of neighborhoods developed after 1990 carry mandatory HOA membership. For buyers unfamiliar with how HOA and CDD structures work, we've put together guides to help you evaluate your options: What's an HOA? and What's a CDD?

Frequently Asked Questions