About Waterford Neighborhood
Waterford is a compact, established residential neighborhood in western Kissimmee, located off N Bass Road just north of the US-192 (West Irlo Bronson Memorial Highway) corridor in the 34746 ZIP code. The community is small by Kissimmee standards, consisting of single-family homes built primarily between the early 1990s and mid-2000s, with property records indicating build dates ranging from approximately 1991 through 2005. This range gives the neighborhood a mix of original-era ranch-style homes alongside slightly later-construction properties with more contemporary layouts.
Homes in Waterford typically offer 3 bedrooms, 2–3 bathrooms, and living areas in the range of approximately 1,100 to 1,900 square feet of air-conditioned space. Lot sizes are modest by Kissimmee standards, generally in the 2,500 to 10,000 square foot range, reflecting the neighborhood's more compact design compared to some of the larger-lot communities in the broader western Kissimmee area. Many homes feature attached garages, screened lanais, and have been updated with modern finishes over the years.
What truly distinguishes Waterford is its position directly adjacent to the Shingle Creek conservation area, one of Central Florida's most ecologically significant waterways. The Pioneer Village at Shingle Creek — a living history museum interpreting Old Florida pioneer life — and the Paddling Center at Shingle Creek are within immediate proximity, offering kayak and canoe access to the headwaters of the Florida Everglades system. Residents who value natural Florida habitats, paddling, and wildlife observation will find Waterford's location uniquely advantageous.
Waterford sits within easy reach of the Walmart Supercenter commercial corridor on US-192 to the south, and neighboring community Country Creek Estates borders the neighborhood to the west. The overall character is that of a quiet, residential enclave that punches above its size in terms of natural surroundings and everyday convenience.
📊 Quick Facts
🏠 Home Features
Interior Features Common in Waterford:
- Single-story floor plans with open living and dining areas
- Split-bedroom layouts providing primary bedroom privacy
- Attached garages (typically one-car or two-car)
- Updated kitchens and bathrooms in many homes
- Tile and laminate flooring throughout updated properties
Exterior Features Common in Waterford:
- Screened lanais and covered rear patios
- Private pools on select properties
- Mature landscaping along Waterford Way
- Conservation-area views from rear-facing properties backing to Shingle Creek
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Waterford Location & Connections
Waterford is located in western Kissimmee in ZIP code 34746, accessed via Waterford Way off N Bass Road. The neighborhood sits just north of US-192, giving residents convenient access to both the Kissimmee entertainment corridor to the west and the broader Central Florida highway network via the Florida Turnpike. The Shingle Creek conservation area directly borders the neighborhood to the east and north, creating a natural buffer and wildlife corridor that sets Waterford apart from most communities in this ZIP code.
The neighborhood's position offers a balanced commute profile: Walt Disney World is approximately 10–12 minutes west via US-192, Downtown Orlando is 28–32 minutes north via the Turnpike, and Orlando International Airport (MCO) is approximately 22–25 minutes via the Turnpike or Osceola Parkway. The neighborhood's adjacency to the Paddling Center at Shingle Creek also makes it appealing for outdoor recreation enthusiasts who want nature-access without sacrificing urban convenience.
🏠 Adjacent Neighborhoods & Areas
- Country Creek Estates — established residential community to the west along N Bass Road
- Bass Lake Estates — lakeside community to the north along the Bass Road corridor
- Shingle Creek conservation area — protected natural waterway and wildlife habitat bordering the neighborhood to the east
- Paddling Center at Shingle Creek — kayak and canoe launch facility adjacent to the neighborhood
- US-192 / West Irlo Bronson Memorial Highway — major commercial and entertainment corridor to the south
🚗 Detailed Commute Times
- Walt Disney World: Approximately 10–12 minutes (7 miles via US-192 west)
- Universal Orlando: Approximately 22–25 minutes (17 miles)
- SeaWorld Orlando: Approximately 18–20 minutes (13 miles)
- Downtown Orlando: Approximately 28–32 minutes (23 miles)
- UCF Campus: Approximately 38–42 minutes (28 miles)
- Lake Nona Medical City: Approximately 22–26 minutes (18 miles)
- Cocoa Beach: Approximately 65–75 minutes (60 miles)
- Downtown Kissimmee: Approximately 12–15 minutes (8 miles via US-192 east)
✈️ Airport Access
- Orlando International Airport (MCO): Approximately 22–26 minutes (17 miles)
- Orlando Sanford International Airport (SFB): Approximately 50–55 minutes (42 miles)
- Kissimmee Gateway Airport (ISM): Approximately 12–14 minutes (8 miles)
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Waterford Amenities & Lifestyle
Waterford's lifestyle is defined by a rare combination in the western Kissimmee market: the tranquility of a conservation-adjacent neighborhood paired with the convenience of US-192 retail and entertainment just minutes away. The Shingle Creek conservation corridor borders the neighborhood directly, offering residents the sights and sounds of natural Florida — wading birds, cypress trees, and the headwaters of one of Central Florida's most historically significant waterways — as part of everyday life.
The Kissimmee amenity corridor within easy driving range of Waterford is comprehensive. The Pioneer Village at Shingle Creek is immediately adjacent, and the broader Shingle Creek Regional Park system connects to paddling routes, hiking trails, and wildlife observation areas that make western Kissimmee one of the most nature-accessible communities in Central Florida.
🏈 Neighborhood Amenities
Waterford is a residential neighborhood. Amenities are primarily property-level and proximity-based:
- Direct adjacency to Shingle Creek conservation area — wildlife habitat and natural buffer immediately bordering the community
- The Paddling Center at Shingle Creek within walking or cycling distance — offering kayak and canoe rentals and launch access
- Pioneer Village at Shingle Creek adjacent to the neighborhood for historical and cultural programming
- Private pools on select homes within the community
- Screened outdoor living spaces common throughout the neighborhood
🛍 Shopping & Services
Shopping near Waterford is anchored by the US-192 commercial corridor immediately to the south, which includes a Walmart Supercenter within approximately one mile. The Loop on John Young Parkway — Kissimmee's large open-air shopping center — is approximately 10 minutes east. For outlet shopping, the Orlando Vineland Premium Outlets and Lake Buena Vista Factory Stores are 15–20 minutes away.
For comprehensive shopping information: View our Kissimmee Shopping Guide →
🍕 Restaurants
The US-192 corridor south of Waterford offers a broad range of dining from national chains to the dinner show district including Medieval Times and Capone's. The Latin dining corridor throughout Kissimmee features authentic Cuban, Venezuelan, and Puerto Rican restaurants, while downtown Kissimmee's Broadway offers 30+ independent restaurants within a 15-minute drive.
For comprehensive restaurant information: View our Kissimmee Restaurants Guide →
🎪 Arts & Culture
Waterford residents have immediate access to the Pioneer Village at Shingle Creek next door — a living history experience that is unique in Central Florida. Osceola Arts provides live theater, music, and community programming, and the downtown Kissimmee mural and sculpture scene is within a short drive along US-192 east.
For comprehensive arts & culture information: View our Kissimmee Arts & Culture Guide →
🏃 Health & Wellness
AdventHealth Kissimmee and HCA Florida Osceola Hospital are both accessible within approximately 15–20 minutes of Waterford. Multiple urgent care centers, pharmacies, and fitness studios line the US-192 and John Young Parkway corridors, and Bob Makinson Aquatic Center offers aquatic fitness programs. The Shingle Creek conservation corridor itself provides an exceptional natural setting for walking, cycling, and birdwatching just steps from home.
For comprehensive health & wellness information: View our Kissimmee Health & Wellness Guide →
🌿 Parks & Recreation
Waterford's most unique recreational asset is its direct adjacency to the Shingle Creek Regional Park system, which includes hiking trails, kayaking routes, and wildlife observation along Central Florida's oldest continuously flowing river system. The Paddling Center at Shingle Creek — immediately accessible from the neighborhood — offers kayak and canoe rentals for exploring the creek's scenic waterway. Kissimmee Lakefront Park & Big Toho Marina on Lake Tohopekaliga, with world-class bass fishing and community waterfront events, is approximately 15 minutes east.
For comprehensive parks & recreation information: View our Kissimmee Parks & Recreation Guide →
⚽ Sports & Athletics
Golf options within easy range of Waterford include Falcon's Fire Golf Club and Oaks National, both within 15 minutes, and the private Kissimmee Bay Country Club offering golf, tennis, and fitness. Kayaking and paddleboarding on Shingle Creek from the adjacent Paddling Center is an increasingly popular fitness activity for Waterford residents. Youth sports leagues and community recreation programs are available throughout Osceola County's park system.
For comprehensive sports & athletics information: View our Kissimmee Sports & Athletics Guide →
🎉 Fun Things to Do
The Kissimmee entertainment corridor along US-192 is just minutes south of Waterford, putting Old Town Kissimmee, the dinner show district, and Gatorland within easy reach. Wild Florida airboat adventures near the Shingle Creek headwaters offer a nature experience unlike anything else in the region. Walt Disney World, Universal, and SeaWorld are all within 10–25 minutes.
For comprehensive events & activities information: View our Kissimmee Entertainment Guide →
🎓 Schools
Waterford is served by Osceola County Public Schools. Zoned schools typically include:
- Elementary: Central Avenue Elementary School
- Middle: Kissimmee Middle School
- High: Gateway High School
Note: School assignments are subject to change. Always verify current zoning directly with the Osceola County School District before purchasing.
For comprehensive school information: View our Kissimmee Schools Guide →
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How Waterford Compares
Waterford's most compelling differentiator in the western Kissimmee market is its direct adjacency to the Shingle Creek conservation corridor — a feature that is genuinely rare in this heavily developed ZIP code. For buyers comparing Waterford to nearby communities along the US-192 and N Bass Road corridor, the conservation views and paddling access carry significant lifestyle value.
| Feature | Waterford | Country Creek Estates | Bass Lake Estates |
|---|---|---|---|
| Home Type | Single-Family | Single-Family | Single-Family |
| Natural Setting | Shingle Creek conservation-adjacent | Residential / some conservation | Bass Lake proximity |
| Year Built | 1991–2005 | 1980s–1990s | 1980s–2000s |
| CDD Fee | No | No | No |
| Paddling Access | Yes — immediate proximity | No | No |
| Typical Home Size | 1,100–1,900 sq ft | 1,200–2,000 sq ft | 1,200–2,200 sq ft |
💡 Value Proposition: Waterford offers a unique combination of affordability, established neighborhood character, no CDD fee, and immediate access to the Shingle Creek conservation system and Paddling Center — a nature-access package that few small communities in western Kissimmee can match at comparable price points.
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Waterford HOA & CDD Information
Waterford is governed by a homeowner association that oversees the maintenance of shared community elements and enforces community standards to preserve the neighborhood's character. The HOA is responsible for common area upkeep, entrance maintenance, and architectural standards. Waterford does not carry a Community Development District (CDD) fee, which is a financial advantage over many newer communities in western Kissimmee that layer CDD assessments on top of HOA fees.
For current HOA fees, the payment schedule, pet policies, rental restrictions, and management company contact information, please contact us. Our team will be glad to obtain this information as part of your home search process. We can also check for any current or upcoming special assessments.
💰 HOA Fees & Management Contact
HOA fees and management company information often change. Please contact us and we will be happy to provide you with the current HOA fee, payment schedule, and direct contact information for the HOA management company. We can also check for you to see if there are any current or upcoming special assessments.
📋 What HOA Fees Typically Cover
- Common area landscaping and maintenance
- Neighborhood entrance and signage upkeep
- Street lighting in shared areas
- HOA administration and management
- Reserve fund contributions for common-area repairs and improvements
- Enforcement of community covenants and architectural review standards
📄 HOA Documents & Resources
Before purchasing in Waterford, buyers should obtain and review the HOA's CC&Rs (Declaration of Covenants, Conditions, and Restrictions), bylaws, financial statements, and recent board meeting minutes. These documents will confirm rental restrictions, pet policies, and any modification approval requirements. Our team can assist in gathering these documents. For a general explanation of how HOAs function, see our guide: What's an HOA?
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Bianca Ramos

