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Windward Cay Homes for Sale

4811 Pliny Court, Kissimmee image
4811 Pliny Court, Kissimmee $356,000

"""MOTIVATED SELLER OPEN TO NEGOTIATION CONCESSIONS, INCLUIDING CLOSING COST OR INTERES RATE BUY-DOWN. Beatiful 3-bedroom, 2-bathroom home located in Winward Cay. This P...

  • 3 Beds
  • 2 Baths
  • Windward Cay Unit 2 SubDv.
  • 34746 Zip Code
2201 Chappell Court, Kissimmee image
2201 Chappell Court, Kissimmee $359,000 ▼

Updated 3-bedroom, 2-bath home in Windward Cay offering flexibility for a variety of uses. Recent improvements include a 2021 roof, hurricane-impact windows and sliding g...

  • 3 Beds
  • 2 Baths
  • Windward Cay Unit 02 SubDv.
  • 34746 Zip Code
Home › Kissimmee › Windward Cay
📋 What's on This Page
  • About Windward Cay Neighborhood
  • Location & Connections
  • Neighborhood Amenities & Lifestyle
  • How Windward Cay Compares
  • HOA Information
  • Frequently Asked Questions
  • Available Homes

Windward Cay Homes for Sale

Kissimmee, FL 34746 | Established Pool-Home Community with Low-Fee HOA Near US-192 and Disney

Windward Cay is an established single-family community in Kissimmee, accessed from Four Winds Boulevard off US-192 (West Irlo Bronson Memorial Highway) in the western Kissimmee corridor. Built in the early 1990s, the neighborhood offers mid-size single-family homes with private pools, a voluntary/low-fee HOA, and short-term rental eligibility — all within minutes of Walt Disney World, Medieval Times, and the full entertainment infrastructure of the US-192 corridor. View Available Homes

✔ Information verified current as of April 2026

About Windward Cay Neighborhood

Windward Cay is a well-established single-family neighborhood in Kissimmee, situated in the western 34746 corridor between Four Winds Boulevard and Oren Brown Road, just north of US-192. The community was built in two phases in the early 1990s — most homes completed between 1992 and 1993 — and consists primarily of block-construction single-family residences on compact to mid-size lots. The neighborhood is accessed via Four Winds Boulevard, which connects directly to US-192, placing residents within a short drive of the full range of Kissimmee's retail, dining, and entertainment amenities.

Windward Cay homes are characterized by their Florida-friendly design: one-story and two-story layouts with screened pool enclosures, covered lanais, and open floor plans that make excellent use of natural light and indoor-outdoor flow. Living areas in the community range from approximately 1,150 to 2,850 square feet, accommodating everyone from smaller households to larger families. The neighborhood's established age means trees have matured enough to provide meaningful canopy shade, softening the streetscape compared to newly constructed communities nearby.

The community carries a voluntary or low-fee HOA structure managed by Sentry Management, which keeps the common areas and community character consistent without imposing the restrictive fee burden of larger resort communities. Crucially, Windward Cay is eligible for short-term vacation rentals under Osceola County zoning, making it appealing for investors, second-home buyers, and those who want the flexibility to generate rental income from their property.

Windward Cay's location provides a practical balance: quiet residential streets set back from US-192's commercial activity, but with fast access to everything that corridor offers — from theme park employment to grocery stores, dinner shows, and outlet shopping. The Medieval Times entertainment complex is visible in the nearby corridor, reflecting just how close Windward Cay sits to Kissimmee's iconic US-192 entertainment zone.

📊 Quick Facts
Property Style(s):Single-Family Homes (one- and two-story)
Home Sizes:Approximately 1,150–2,850 sq ft
Bedrooms:Typically 3–5
Bathrooms:Typically 2–3
Lot Sizes:Approximately 0.12–0.17 acres (5,000–7,500 sq ft)
Year Built:1992–1993 (early 1990s)
HOA Fee:Contact us for current fee
CDD Fee:No
Total Homes:Approximately 200+ homes (multi-phase community)
Short-Term Rental Eligible:Yes (Osceola County zoning permits)
🌊 What Makes Windward Cay Stand Out
  • Early 1990s construction on established streets: Mature neighborhood with tree canopy and a residential character that new construction communities take decades to develop.
  • Pool-home friendly: Many homes in Windward Cay have private pools or screened pool enclosures — ideal for Florida's year-round outdoor lifestyle and vacation rental appeal.
  • Low/voluntary HOA: Unlike many comparable communities, Windward Cay's HOA carries a minimal fee structure (managed by Sentry Management) that maintains community standards without the heavy monthly costs of resort-style communities.
  • Short-term rental eligible: Investors and second-home buyers can operate vacation rentals under Osceola County zoning with HOA confirmation, a significant advantage for income-generating ownership.
  • US-192 corridor access: Four Winds Boulevard provides direct, quick access to the entire US-192 corridor — Kissimmee's main axis for employment, shopping, dining, and entertainment.

↑ Back to Top | View Available Homes →

Windward Cay Location & Connections

Windward Cay is located in the western 34746 corridor of Kissimmee, accessed from Four Winds Boulevard directly off US-192. The neighborhood sits in a residential pocket between the resort community of Bellavida to the north, conservation land and natural areas to the west, and the US-192 entertainment corridor to the south. Oren Brown Road forms the community's eastern boundary before connecting back toward the Kissimmee metropolitan area.

The strategic appeal of Windward Cay's location is its direct Four Winds Boulevard connection to US-192 — one of Central Florida's most resource-rich corridors — without the community being on the highway itself. Residents gain fast access to grocery stores, restaurants, outlet shopping, and entertainment destinations while the neighborhood streets remain quiet and residential. The Shingle Creek Regional Park system is within a short drive to the northeast, adding natural recreation to an otherwise urban-convenient location.

🏘️ Adjacent Neighborhoods & Areas
  • Bellavida Resort — resort community to the north, accessible from Four Winds Boulevard
  • Veranda Palms — nearby residential community in the US-192 western corridor
  • Four Winds Estates — adjacent neighborhood sharing Four Winds Boulevard access
  • Conservation land and natural areas — undeveloped green space to the west providing a natural buffer
  • Medieval Times entertainment complex — iconic dinner show venue visible from the US-192 corridor just south of the neighborhood
🚗 Detailed Commute Times
  • Walt Disney World: Approximately 10–15 minutes (6–8 miles)
  • Universal Orlando: Approximately 25–30 minutes (18–20 miles)
  • SeaWorld Orlando: Approximately 20–25 minutes (14–16 miles)
  • Downtown Orlando: Approximately 30–35 minutes (25 miles)
  • UCF Campus: Approximately 45–50 minutes (38 miles)
  • Lake Nona Medical City: Approximately 30–35 minutes (24 miles)
  • Cocoa Beach: Approximately 65–70 minutes (68 miles)
  • Tampa: Approximately 75–85 minutes (75 miles via Florida Turnpike)
✈️ Airport Access
  • Orlando International Airport (MCO): Approximately 25–30 minutes (20 miles)
  • Kissimmee Gateway Airport (ISM): Approximately 10–15 minutes (7 miles)
  • Orlando Sanford International Airport (SFB): Approximately 55–60 minutes (48 miles)

↑ Back to Top | View Available Homes →

Windward Cay Amenities & Lifestyle

Windward Cay offers a lifestyle that blends everyday residential convenience with Central Florida's unmatched entertainment and recreation access. Residents enjoy the stability and community character of an established 1990s neighborhood — neighbors who have lived here for years, maturing trees that shade the streets, and a rhythm of daily life that feels genuinely residential rather than resort-oriented. At the same time, the neighborhood's US-192 corridor location means Walt Disney World, Universal Studios, and SeaWorld are all within 30 minutes.

The community's short-term rental eligibility adds a dimension of lifestyle flexibility that many comparable communities have closed off through HOA restrictions. Residents can live here full-time, use the home seasonally, rent it out during peak theme park seasons, or any combination of the above — all within the framework of Osceola County's established vacation rental market. This flexibility makes Kissimmee's Windward Cay a practical choice for buyers who value optionality.

🏊 Neighborhood Amenities

Windward Cay is a residential community without a shared community pool or clubhouse. The neighborhood's primary amenities are the private pools found in many individual homes — ideal for Florida's year-round warm climate and vacation rental appeal. The HOA maintains common areas and community character without operating shared resort facilities.

  • Many homes include private screened pools and lanais
  • Quiet residential streets with mature tree canopy
  • Two-car garages standard on most homes
  • No shared community pool (community is entirely private-pool focused)
  • Close proximity to Shingle Creek Regional Park for outdoor recreation
🛍️ Shopping & Services

Windward Cay's position just off US-192 puts residents within minutes of Kissimmee's full retail infrastructure. Multiple Publix, Walmart, and specialty grocery stores are accessible within 5 minutes along the corridor. The Loop on John Young Parkway — Kissimmee's premier open-air shopping destination — is approximately 10 minutes east, while the Orlando Vineland Premium Outlets and Lake Buena Vista Factory Stores offer outlet shopping within a 15-minute drive.

For comprehensive shopping information: View our Kissimmee Shopping Guide →

🍽️ Restaurants

The US-192 corridor immediately south of Windward Cay is one of the most restaurant-dense strips in Central Florida, with everything from fast-casual chains to themed entertainment dining. Medieval Times and Capone's Dinner Show are literally next door on the corridor. Downtown Kissimmee's Broadway offers an entirely different experience — 30+ independent local restaurants along Broadway including authentic Latin American cuisine spanning Cuban, Venezuelan, and Puerto Rican traditions.

For comprehensive restaurant information: View our Kissimmee Restaurants Guide →

🎭 Arts & Culture

Windward Cay residents are minutes from some of Kissimmee's most distinctive cultural experiences. Pioneer Village at Shingle Creek — a living Old Florida history experience — is a short drive away, as is Osceola Arts, Kissimmee's professional performing arts center. The city's vibrant downtown mural and public art scene along Broadway celebrates Kissimmee's multicultural identity. The Museum of Military History is also accessible within the broader Kissimmee area.

For comprehensive arts & culture information: View our Kissimmee Arts & Culture Guide →

🏃 Health & Wellness

Healthcare is well-served from Windward Cay, with AdventHealth Kissimmee and HCA Florida Osceola Hospital both accessible within 20 minutes. The Bob Makinson Aquatic Center offers competitive swimming and community wellness programs, and multiple urgent care clinics and fitness studios serve the US-192 and greater Kissimmee area.

For comprehensive health & wellness information: View our Kissimmee Health & Wellness Guide →

🌳 Parks & Recreation

Shingle Creek Regional Park — the headwaters of the Everglades system — is a short drive from Windward Cay, offering kayaking, hiking trails, and conservation-area wildlife observation. Kissimmee Lakefront Park & Big Toho Marina on Lake Tohopekaliga is approximately 20 minutes away for boating, fishing, and waterfront recreation. Family-friendly parks with playgrounds and splash pads are scattered throughout the broader Kissimmee area.

For comprehensive parks & recreation information: View our Kissimmee Parks & Recreation Guide →

⚽ Sports & Athletics

Kissimmee's golf scene is accessible from Windward Cay, with public courses including Falcon's Fire Golf Club and Oaks National within 20–25 minutes. The Bob Makinson Aquatic Center hosts competitive swimming events and recreation programs. Courts for pickleball, tennis, and fitness are available throughout the area, and youth sports leagues serve the broader Kissimmee community.

For comprehensive sports & athletics information: View our Kissimmee Sports & Athletics Guide →

🎉 Fun Things to Do

Few neighborhoods in Central Florida can match Windward Cay's proximity to entertainment. Walt Disney World is approximately 10–15 minutes away. Old Town Kissimmee — with its retro rides and weekly classic car shows — and the full dinner show corridor including Medieval Times are essentially at the neighborhood's doorstep. Gatorland, Wild Florida airboat adventures, and access to Universal Orlando and SeaWorld complete a recreation portfolio that is simply unmatched anywhere else in Florida at this price range.

For comprehensive events & activities information: View our Kissimmee Events & Things To Do Guide →

🎓 Schools

Windward Cay is served by Osceola County Public Schools. Zoned schools are subject to change — always verify current assignments with the Osceola County School District before purchasing.

  • K-8: Westside K-8 School (verify with district)
  • High School: Gateway High School (verify with district)

Osceola County's choice district framework also provides access to magnet pathways including NeoCity Academy (STEM specialization) and the Osceola County School for the Arts (OCSA). Publisher note: Verify Gateway High vs. Tohopekaliga High assignment with Osceola County School District before publishing.

For comprehensive school information: View our Kissimmee Schools Guide →

↑ Back to Top | View Available Homes →

How Windward Cay Compares

Windward Cay occupies a pragmatic and well-defined niche in the Kissimmee market: a fully established 1990s neighborhood with low-cost HOA oversight and short-term rental eligibility, priced below most comparable communities while still sitting within minutes of Walt Disney World. For buyers who don't need the resort-amenity infrastructure of newer communities but do want the rental flexibility and attraction proximity, Windward Cay consistently represents excellent value.

The comparison below reflects typical characteristics — actual figures should be verified with current listings and the HOA for each community.

Feature Windward Cay Whispering Oaks Bellavida
Typical Home Size 1,150–2,850 sq ft 1,700–2,300+ sq ft 1,500–2,500 sq ft
Year Built 1992–1993 ~1994 Mid-2000s+
HOA Low / voluntary fee None Yes (resort amenities)
CDD Fee No No No
Short-Term Rental Yes Yes Check HOA
Disney Proximity ~10–15 min ~15–20 min ~10–15 min

💡 Value Proposition: Windward Cay delivers established neighborhood character, private pool potential, and Disney-corridor proximity with a minimal HOA footprint and no CDD — a combination that makes it one of the more cost-effective entry points into Kissimmee's western residential market.

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Windward Cay HOA & CDD Information

Windward Cay operates under a voluntary or low-fee homeowners association structure managed by Sentry Management. The HOA maintains community standards and common areas without the heavy monthly cost structure of newer resort communities. Because the association fee is low relative to comparable Kissimmee communities, buyers can enjoy the benefits of organized community oversight — consistent maintenance standards, community communication, and property value protection — without the financial burden of a full-service resort HOA.

There is no Community Development District (CDD) fee in Windward Cay. CDD assessments, which can add $1,000–$3,000+ annually to property tax bills in newer master-planned Kissimmee communities, are not a factor here. The total ownership cost structure is therefore more predictable than in newer developments.

The HOA does allow pets (dogs and cats). Short-term vacation rental operation should be confirmed directly with the HOA management before purchasing if rental income is a primary objective.

💰 HOA Fees & Management Contact

HOA fees and management company information often change. Please contact us and we will be happy to provide you with the current HOA fee, payment schedule, and direct contact information for Sentry Management, the HOA management company for Windward Cay. We can also check for you to see if there are any current or upcoming special assessments.

📋 What HOA Fees Typically Cover
  • Common area maintenance and landscaping
  • Community standards enforcement
  • HOA management services (Sentry Management)
  • Reserve fund contributions for community maintenance
  • Community communication and administration

↑ Back to Top | View Available Homes →

Frequently Asked Questions

What is the HOA fee for Windward Cay?
Please contact us for the current HOA fee, payment schedule, and HOA management company contact information. Windward Cay is managed by Sentry Management, and the fee structure is low relative to many comparable Kissimmee communities. We can also check for any pending special assessments.
Is there a CDD fee in Windward Cay?
No. Windward Cay does not have a Community Development District (CDD) fee. This is a meaningful cost advantage compared to newer master-planned Kissimmee communities where CDD assessments of $1,000–$3,000+ per year are billed through the county tax roll.
What schools serve Windward Cay?
Windward Cay falls within the Osceola County School District. Based on location, the neighborhood is expected to be zoned for Westside K-8 School (Pre-K through 8th grade) and Gateway High School, though school assignments are subject to change. Always verify current zoning directly with the Osceola County School District. Choice options including NeoCity Academy and the Osceola County School for the Arts are also accessible through the district's magnet program. Publisher note: Verify high school assignment (Gateway vs. Tohopekaliga) before publishing.
Can I use my Windward Cay home as a short-term vacation rental?
Osceola County zoning generally permits short-term vacation rentals in the 34746 area where Windward Cay is located. However, rental eligibility should be confirmed with the Windward Cay HOA before purchasing if rental income is a primary objective, as HOA rules can affect rental operations. Please contact us and we can help verify current rental policies for Windward Cay.
When were homes in Windward Cay built?
Windward Cay was built in multiple phases in the early 1990s, with the majority of homes completed between 1992 and 1993. The community was constructed using block-construction building methods standard for Florida residential development of that era, providing solid structural integrity. Many homes have received significant updates including new roofs, kitchen renovations, updated pool systems, and re-piping.
How far is Windward Cay from Walt Disney World?
Walt Disney World is approximately 6–8 miles from Windward Cay, typically a 10–15 minute drive via US-192 or Four Winds Boulevard to US-192 west. This proximity makes Windward Cay practical for Disney-area employees and frequent park visitors alike.
Does Windward Cay have a community pool?
Windward Cay does not operate a shared community pool. Instead, many individual homes in the community have their own private screened pool and lanai — a setup that tends to be preferred by vacation rental operators and buyers who want exclusive use of pool space. If a community pool is important, neighboring resort communities like Bellavida or further options along US-192 may be worth comparing.
What are the home sizes in Windward Cay?
Homes in Windward Cay range from approximately 1,150 to 2,850 square feet of living area, with most properties falling between 1,500 and 2,000 square feet. The community includes three-bedroom, four-bedroom, and some five-bedroom layouts. Lot sizes are typically around 0.12 acres (approximately 5,000–5,300 square feet), which is consistent with compact residential lots of the early 1990s era.
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