About Clear Creek Neighborhood
Clear Creek is an established residential neighborhood located in the Four Corners area of Clermont, strategically positioned just off US Highway 27 near State Road 192. Developed primarily between 1998 and 2001, this community features approximately 100 well-maintained single-family homes built in a traditional Florida suburban style. The neighborhood is characterized by its mature landscaping, sidewalk-lined streets, and established community atmosphere that appeals to families and value-conscious homebuyers throughout Lake County.
Homes in Clear Creek typically range from 1,595 to 1,958 square feet, offering 3-4 bedrooms and 2-3 bathrooms in comfortable single-story and two-story floor plans. Many properties feature two-car garages, tile or laminate flooring, open-concept layouts, and screened lanai areas perfect for enjoying Florida's pleasant weather. A notable percentage of homes include private swimming pools, adding significant value and lifestyle appeal for families seeking year-round outdoor recreation.
One of Clear Creek's most attractive features is its affordability compared to newer construction communities in the area. With very low monthly HOA fees—typically around $28-30 per month—and the absence of any CDD (Community Development District) fees, homeowners enjoy significantly lower carrying costs than similar neighborhoods. This makes Clear Creek particularly appealing for first-time homebuyers, families on a budget, and real estate investors seeking positive cash flow in a stable, established community.
The neighborhood's location provides exceptional convenience to the Four Corners commercial district, where residents enjoy immediate access to shopping, dining, medical services, and entertainment. The proximity to US Highway 27 and State Road 192 ensures quick commutes throughout Lake County and easy access to Orlando's attractions, including Walt Disney World (approximately 10 miles), Universal Orlando, and the Orlando International Airport. This combination of affordability, established character, and prime location makes Clear Creek a hidden gem in Clermont's diverse housing market.
📊 Quick Facts
🏡 Home Features
Typical home features in Clear Creek include:
- Single-story and two-story traditional Florida floor plans
- Open-concept living, dining, and kitchen areas
- Tile, laminate, or engineered wood flooring throughout
- Master suites with walk-in closets and private bathrooms
- Two-car attached garages
- Inside laundry rooms
- Screened lanai or covered patio areas
- Split bedroom layouts for privacy
- Many homes feature private swimming pools
- Energy-efficient windows and updated HVAC systems
- Mature landscaping with established trees and shrubs
- Fenced backyards on many properties
💡 What Makes Clear Creek Special
- Exceptional Value: Very low HOA fees (~$28-30/month) and no CDD fees mean significantly lower monthly costs than comparable neighborhoods
- Established Community Character: Mature landscaping, well-maintained homes, and an established neighborhood feel create a welcoming atmosphere
- Prime Four Corners Location: Immediate access to shopping, dining, medical facilities, and entertainment at the Four Corners commercial district
- Quick Disney Access: Approximately 10 miles from Walt Disney World—perfect for Cast Members and vacation rental investors
- No-Frills Affordability: Focus on comfortable, practical living without premium amenities or inflated fees
- Highway Convenience: Easy access to US 27 and SR 192 for commuting throughout Lake County and to Orlando
- Investment-Friendly: Zoning permits short-term rentals, appealing to vacation rental investors seeking affordable entry points
- Move-In Ready Homes: Most homes feature recent updates including newer roofs (2020s), HVAC systems, and interior renovations
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Clear Creek Location & Connections
Clear Creek is ideally located in the Four Corners area of southern Clermont, positioned just off US Highway 27 near its intersection with State Road 192. This strategic location places residents at the crossroads of Lake County and Osceola County, providing exceptional access to employment centers, shopping districts, and Orlando's world-famous attractions. The neighborhood sits approximately 3 miles north of the US 27/SR 192 junction, within easy reach of the extensive Four Corners commercial district.
The location offers residents the best of both worlds: the established community atmosphere and lower cost of living found in Clermont, combined with remarkably quick access to Disney World, Universal Orlando, and the attractions corridor along International Drive. Commuters appreciate the direct highway access for traveling to Orlando's business districts, Lake Nona Medical City, and other major employment centers throughout Central Florida. The neighborhood's position also provides convenient access to the natural beauty of Lake County, including numerous lakes, state parks, and the South Lake Trail system popular with cyclists and outdoor enthusiasts.
🏘️ Adjacent Neighborhoods & Areas
Clear Creek is surrounded by a mix of residential neighborhoods and major thoroughfares:
- North: Cagan Crossings - Larger master-planned community with extensive amenities
- West: Silver Creek - Similar vintage neighborhood with comparable home styles
- Southwest: Serenity - Newer construction community
- East: US Highway 27 corridor - Major north-south route through Lake County
- South: Four Corners area - Extensive commercial district spanning Clermont, Davenport, and Champions Gate
Clear Creek's location provides easy access to both established Clermont neighborhoods to the north and the growing Four Corners/Champions Gate area to the south.
🚗 Detailed Commute Times
Major Destinations from Clear Creek:
- Historic Downtown Clermont: 10-12 minutes (5 miles) - Charming downtown with dining, shopping, and events
- Waterfront Park on Lake Minneola: 12-14 minutes (6 miles) - Swimming, trails, and water sports
- Walt Disney World (Main Entrance): 15-18 minutes (10 miles) - Perfect for Cast Members
- Universal Orlando: 25-30 minutes (20 miles) via SR 429 and I-4
- SeaWorld Orlando: 25-30 minutes (19 miles) via SR 429 and I-4
- Downtown Orlando: 35-40 minutes (28 miles) via SR 429 and I-4
- Lake Nona Medical City: 30-35 minutes (25 miles) via SR 429 and SR 417
- UCF Campus: 40-45 minutes (32 miles) via SR 429 and SR 417
- Winter Garden Village at Fowler Groves: 15-18 minutes (12 miles) via US 27
- Champions Gate: 8-10 minutes (4 miles) south on US 27
- Lake Louisa State Park: 12-15 minutes (8 miles) northwest
Commute times are approximate and vary based on time of day, traffic conditions, and specific destination within each area.
✈️ Airport Access
- Orlando International Airport (MCO): 35-40 minutes (30 miles) via SR 429 and SR 417
- Orlando Sanford International Airport (SFB): 55-60 minutes (45 miles) via SR 429, I-4, and SR 417
Orlando International Airport (MCO) is the closest major airport, offering extensive domestic and international service. The drive via SR 429 (Western Beltway) provides a relatively straightforward route avoiding downtown Orlando traffic.
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Clear Creek Amenities & Lifestyle
Clear Creek offers residents a straightforward, no-frills lifestyle focused on comfortable, affordable living in an established neighborhood setting. While the community itself doesn't feature elaborate amenities like pools, clubhouses, or fitness centers—contributing to its remarkably low HOA fees—residents benefit from the exceptional convenience of the Four Corners commercial district literally minutes away, providing extensive shopping, dining, entertainment, and services that rival any master-planned community's amenities.
The neighborhood's established character creates a welcoming atmosphere with mature tree canopy, sidewalk-lined streets perfect for evening walks, and a mix of long-term residents and new families that foster genuine community connections. Many homes feature private swimming pools, screened lanai areas, and well-maintained yards where families gather for backyard barbecues and children play safely in this quiet, family-oriented community. The combination of low fees, established setting, and prime location near Clermont's recreational offerings makes Clear Creek an excellent value for families seeking quality suburban living without the premium costs associated with newer master-planned developments.
🏊 Neighborhood Amenities
Clear Creek is a low-amenity community, which contributes to its exceptionally low HOA fees:
- Sidewalk-lined streets throughout the neighborhood
- Street lighting for safety and security
- Mature landscaping and tree canopy
- Well-maintained common areas and entrances
- Quiet residential streets with minimal through-traffic
Many individual homes feature private swimming pools, screened lanai areas, and outdoor living spaces. The trade-off of limited community amenities results in significantly lower monthly HOA fees (~$28-30) compared to neighborhoods with pools, clubhouses, and fitness centers.
🛍️ Shopping & Services
Clear Creek residents enjoy exceptional proximity to the Four Corners commercial district, one of Central Florida's most comprehensive shopping and service centers. The Walmart Supercenter is literally 1 mile away, with Publix, Lowe's Home Improvement, and dozens of other retailers, banks, medical offices, and services within a 2-3 minute drive.
For comprehensive shopping information including centers, stores, and services: View our Clermont Shopping Guide →
Nearby shopping centers include:
- Clermont Town Center - Target, Publix, restaurants (5 minutes)
- Four Corners Shopping District - Walmart, Lowe's, multiple plazas (2 minutes)
- Winter Garden Village at Fowler Groves - Premium outdoor lifestyle center (15 minutes)
🍽️ Restaurants
The Four Corners area offers an extensive selection of dining options within minutes of Clear Creek, from national chains to local favorites. Historic Downtown Clermont, just 10 minutes away, features unique local restaurants, breweries, and cafes in a charming walkable setting along Lake Minneola.
For comprehensive restaurant information including local favorites and dining districts: View our Clermont Restaurants Guide →
🎭 Arts & Culture
Clermont offers a surprising array of arts and cultural attractions for a city of its size. The Clermont Performing Arts Center hosts concerts, theater productions, and community events, while the Clermont Historic Village Museum showcases the area's rich history and heritage.
For comprehensive arts & culture information: View our Clermont Arts & Culture Guide →
🏃 Health & Wellness
Clear Creek residents have access to excellent healthcare facilities in the immediate area. Orlando Health South Lake Hospital's Emergency Room at Four Corners is just minutes away, providing 24/7 emergency medical care. AdventHealth Clermont and UF Health facilities are also nearby, ensuring comprehensive medical services.
For comprehensive health & wellness information including hospitals, urgent care, and specialists: View our Clermont Hospitals Guide →
🌳 Parks & Recreation
Clermont is renowned throughout Florida for its exceptional parks and outdoor recreation opportunities. Waterfront Park on Lake Minneola is the crown jewel, offering swimming beaches, fishing pier, kayak rentals, playgrounds, and the trailhead for the South Lake Trail. Lake Louisa State Park, just 15 minutes away, provides 4,500 acres of pristine Florida wilderness for hiking, camping, fishing, and wildlife viewing.
For comprehensive parks & recreation information: View our Clermont Parks & Recreation Guide →
⚽ Sports & Athletics
Clermont's reputation as the "Choice of Champions" is well-earned, featuring the world-renowned National Training Center where Olympic athletes train year-round. Golf enthusiasts enjoy access to premier courses including Legends Golf & Country Club, Green Valley Country Club, and Clermont National Golf Course. The Clermont Chain of Lakes offers excellent fishing, boating, and water sports.
For comprehensive sports & athletics information: View our Clermont Sports & Athletics Guide →
🎉 Fun Things to Do
Beyond world-class theme parks like Disney and Universal just minutes away, Clermont offers unique local attractions including the iconic Florida Citrus Tower with panoramic views, Lakeridge Winery & Vineyards for tours and tastings, and Showcase of Citrus for authentic old Florida experiences including pick-your-own fruit and monster truck eco-tours.
For comprehensive events & activities information: View our Clermont Events & Things To Do Guide →
🎓 Schools
Clear Creek is served by Lake County Public Schools:
- Elementary: Sawgrass Bay Elementary School (34714)
- Middle: East Ridge Middle School or Windy Hill Middle School (verify current zoning)
- High: East Ridge High School
Note: School assignments are subject to change based on enrollment and district boundaries. Always verify current zoning with Lake County Schools before purchasing.
Additional educational options: The Four Corners area is home to several charter schools including Lake Pointe Academy and Pinecrest Academy Four Corners, offering families public school alternatives with different educational approaches.
For comprehensive school information including ratings, programs, and private school options: View our Clermont Schools Guide →
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How Clear Creek Compares
Clear Creek stands out in Clermont's housing market by offering exceptional value for homebuyers seeking established homes without the premium costs associated with newer master-planned communities. The combination of very low HOA fees, no CDD assessment, and prime Four Corners location makes this neighborhood particularly attractive for first-time homebuyers, families on a budget, and real estate investors seeking positive cash flow opportunities.
| Feature | Clear Creek | Newer Communities (Cagan Crossings, etc.) | Older Neighborhoods (Pre-1995) |
|---|---|---|---|
| Monthly HOA Fee | ~$28-30 | $150-300+ | $0-50 |
| CDD Fee | None ($0/year) | $1,500-3,000/year | None ($0/year) |
| Year Built | 1998-2001 | 2010s-2020s | 1980s-early 1990s |
| Home Size | 1,595-1,958 sq ft | 1,800-2,500+ sq ft | 1,400-1,900 sq ft |
| Typical Price Range | $350,000-450,000 | $450,000-650,000+ | $300,000-400,000 |
| Community Amenities | Minimal (low fees) | Extensive (pools, clubhouse, fitness) | Minimal to none |
| Home Condition | Well-maintained, many updated | Brand new, modern finishes | More updating typically needed |
| Landscaping Maturity | Mature trees, established | Young, still developing | Very mature, large trees |
| Distance to Four Corners | 1-2 minutes | 5-10 minutes | Varies widely |
| Short-Term Rental Allowed | Yes (verify zoning) | Usually restricted | Often allowed |
💡 Value Proposition: Clear Creek delivers approximately $200-250 per month in savings compared to newer communities when factoring in lower HOA fees and zero CDD assessment. Over a 30-year mortgage, this amounts to $72,000-90,000 in additional savings—equivalent to a significant portion of your down payment. For budget-conscious buyers seeking established homes in an excellent Four Corners location, Clear Creek represents one of the best values in the Clermont housing market.
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Clear Creek HOA & CDD Information
Clear Creek is managed by a homeowners association that maintains common areas, entrance landscaping, and street lighting while keeping fees remarkably low. The association typically charges approximately $28-30 per month, which is significantly lower than most Central Florida communities. These minimal fees cover basic maintenance and insurance for common areas, making Clear Creek one of the most affordable HOA communities in the Clermont area. Importantly, there are no CDD (Community Development District) fees, which saves homeowners an additional $125-250 per month compared to many newer developments.
The low HOA fees reflect the neighborhood's straightforward approach: Clear Creek doesn't include costly amenities like community pools, clubhouses, fitness centers, or staffed facilities that drive up monthly costs in newer master-planned communities. Instead, residents enjoy the established character of the neighborhood, mature landscaping, and well-maintained streets while benefiting from substantially lower carrying costs. This approach particularly appeals to first-time homebuyers, families managing budgets carefully, and real estate investors seeking properties with lower monthly overhead and stronger cash flow potential.
💰 HOA Fees & Management Contact
HOA fees and management company information change periodically. Please contact us and we'll provide you with the current HOA fee amount, payment schedule, and direct contact information for the HOA management company. We can also check for you to see if there are any current or upcoming special assessments.
Based on recent data, Clear Creek HOA fees have typically been approximately $28-30 per month, though you should verify the current amount before purchasing.
📋 What HOA Fees Cover
Clear Creek's HOA fees typically cover:
- Common area landscape maintenance
- Entrance monument and landscaping upkeep
- Street lighting throughout the community
- General liability insurance for common areas
- Basic management and administrative services
- Water and irrigation for common landscaped areas
- Reserve funds for future repairs and improvements
Note: Individual homeowners are responsible for maintaining their own properties, including landscaping, pool maintenance (if applicable), and exterior home upkeep.
🚫 CDD Fees
Clear Creek does NOT have Community Development District (CDD) fees. This is a significant financial advantage compared to many newer neighborhoods in the Four Corners and Champions Gate areas that can charge $1,500-3,000 or more annually in CDD assessments. The absence of CDD fees means lower property taxes and reduced overall monthly housing costs for Clear Creek homeowners.
📜 HOA Rules & Restrictions
Clear Creek maintains reasonable architectural standards and community guidelines to preserve property values and neighborhood character. Typical restrictions include:
- Approval required for exterior modifications, additions, or major landscaping changes
- Guidelines for exterior paint colors and roof materials
- Standards for yard maintenance and general property upkeep
- Parking regulations (typically no commercial vehicles or RVs parked on streets)
- Pet policies and leash requirements
- Guidelines regarding fences, sheds, and outbuildings
Please contact us for complete CC&R documents and current HOA rules and regulations.
🏠 Short-Term Rental Policy
Clear Creek properties are zoned to allow short-term rentals, making this neighborhood particularly attractive to vacation rental investors seeking affordable entry points near Disney World and Orlando's attractions. The combination of low HOA fees, no CDD assessment, proximity to theme parks (10 miles to Disney), and Four Corners conveniences creates a compelling investment opportunity. However, short-term rental regulations can change, so always verify current county and HOA rules before purchasing for investment purposes.
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Frequently Asked Questions
What is the current HOA fee for Clear Creek?
Is there a CDD fee in Clear Creek?
What schools serve Clear Creek?
What size are homes in Clear Creek?
When were homes in Clear Creek built?
Can I rent my Clear Creek home short-term for vacation rentals?
How close is Clear Creek to Disney World and other theme parks?
What makes Clear Creek a good value compared to other Clermont neighborhoods?
Available Homes in Clear Creek
Below are currently available listings in Clear Creek. Don't see what you're looking for? Create a custom search to receive instant alerts when new homes hit the market, or contact us for personalized assistance finding your perfect Clear Creek home.
Keith Willis

