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Home › Clermont › Clear Creek
📋 What's on This Page
  • About Clear Creek Neighborhood
  • Location & Connections
  • Neighborhood Amenities & Lifestyle
  • How Clear Creek Compares
  • HOA Information
  • Frequently Asked Questions
  • Available Homes

Clear Creek Homes for Sale

Clermont, FL 34714 | Affordable Family-Friendly Community with Low HOA Fees

About Clear Creek Neighborhood

Clear Creek is an established residential neighborhood located in the Four Corners area of Clermont, strategically positioned just off US Highway 27 near State Road 192. Developed primarily between 1998 and 2001, this community features approximately 100 well-maintained single-family homes built in a traditional Florida suburban style. The neighborhood is characterized by its mature landscaping, sidewalk-lined streets, and established community atmosphere that appeals to families and value-conscious homebuyers throughout Lake County.

Homes in Clear Creek typically range from 1,595 to 1,958 square feet, offering 3-4 bedrooms and 2-3 bathrooms in comfortable single-story and two-story floor plans. Many properties feature two-car garages, tile or laminate flooring, open-concept layouts, and screened lanai areas perfect for enjoying Florida's pleasant weather. A notable percentage of homes include private swimming pools, adding significant value and lifestyle appeal for families seeking year-round outdoor recreation.

One of Clear Creek's most attractive features is its affordability compared to newer construction communities in the area. With very low monthly HOA fees—typically around $28-30 per month—and the absence of any CDD (Community Development District) fees, homeowners enjoy significantly lower carrying costs than similar neighborhoods. This makes Clear Creek particularly appealing for first-time homebuyers, families on a budget, and real estate investors seeking positive cash flow in a stable, established community.

The neighborhood's location provides exceptional convenience to the Four Corners commercial district, where residents enjoy immediate access to shopping, dining, medical services, and entertainment. The proximity to US Highway 27 and State Road 192 ensures quick commutes throughout Lake County and easy access to Orlando's attractions, including Walt Disney World (approximately 10 miles), Universal Orlando, and the Orlando International Airport. This combination of affordability, established character, and prime location makes Clear Creek a hidden gem in Clermont's diverse housing market.

📊 Quick Facts
Property Style(s):Single-family homes (1-2 stories)
Home Sizes:1,595-1,958 sq ft
Bedrooms:3-4 bedrooms
Bathrooms:2-3 bathrooms
Lot Sizes:0.15-0.25 acres (5,500-7,010 sq ft)
Year Built:1998-2001
HOA Fee:Contact us for current fee (~$28-30/month)
CDD Fee:No CDD fees
Total Homes:Approximately 100 homes
Homes with Pools:Approximately 30-40%
🏡 Home Features

Typical home features in Clear Creek include:

  • Single-story and two-story traditional Florida floor plans
  • Open-concept living, dining, and kitchen areas
  • Tile, laminate, or engineered wood flooring throughout
  • Master suites with walk-in closets and private bathrooms
  • Two-car attached garages
  • Inside laundry rooms
  • Screened lanai or covered patio areas
  • Split bedroom layouts for privacy
  • Many homes feature private swimming pools
  • Energy-efficient windows and updated HVAC systems
  • Mature landscaping with established trees and shrubs
  • Fenced backyards on many properties
💡 What Makes Clear Creek Special
  • Exceptional Value: Very low HOA fees (~$28-30/month) and no CDD fees mean significantly lower monthly costs than comparable neighborhoods
  • Established Community Character: Mature landscaping, well-maintained homes, and an established neighborhood feel create a welcoming atmosphere
  • Prime Four Corners Location: Immediate access to shopping, dining, medical facilities, and entertainment at the Four Corners commercial district
  • Quick Disney Access: Approximately 10 miles from Walt Disney World—perfect for Cast Members and vacation rental investors
  • No-Frills Affordability: Focus on comfortable, practical living without premium amenities or inflated fees
  • Highway Convenience: Easy access to US 27 and SR 192 for commuting throughout Lake County and to Orlando
  • Investment-Friendly: Zoning permits short-term rentals, appealing to vacation rental investors seeking affordable entry points
  • Move-In Ready Homes: Most homes feature recent updates including newer roofs (2020s), HVAC systems, and interior renovations

↑ Back to Top | View Available Homes →

Clear Creek Location & Connections

Clear Creek is ideally located in the Four Corners area of southern Clermont, positioned just off US Highway 27 near its intersection with State Road 192. This strategic location places residents at the crossroads of Lake County and Osceola County, providing exceptional access to employment centers, shopping districts, and Orlando's world-famous attractions. The neighborhood sits approximately 3 miles north of the US 27/SR 192 junction, within easy reach of the extensive Four Corners commercial district.

The location offers residents the best of both worlds: the established community atmosphere and lower cost of living found in Clermont, combined with remarkably quick access to Disney World, Universal Orlando, and the attractions corridor along International Drive. Commuters appreciate the direct highway access for traveling to Orlando's business districts, Lake Nona Medical City, and other major employment centers throughout Central Florida. The neighborhood's position also provides convenient access to the natural beauty of Lake County, including numerous lakes, state parks, and the South Lake Trail system popular with cyclists and outdoor enthusiasts.

🏘️ Adjacent Neighborhoods & Areas

Clear Creek is surrounded by a mix of residential neighborhoods and major thoroughfares:

  • North: Cagan Crossings - Larger master-planned community with extensive amenities
  • West: Silver Creek - Similar vintage neighborhood with comparable home styles
  • Southwest: Serenity - Newer construction community
  • East: US Highway 27 corridor - Major north-south route through Lake County
  • South: Four Corners area - Extensive commercial district spanning Clermont, Davenport, and Champions Gate

Clear Creek's location provides easy access to both established Clermont neighborhoods to the north and the growing Four Corners/Champions Gate area to the south.

🚗 Detailed Commute Times

Major Destinations from Clear Creek:

  • Historic Downtown Clermont: 10-12 minutes (5 miles) - Charming downtown with dining, shopping, and events
  • Waterfront Park on Lake Minneola: 12-14 minutes (6 miles) - Swimming, trails, and water sports
  • Walt Disney World (Main Entrance): 15-18 minutes (10 miles) - Perfect for Cast Members
  • Universal Orlando: 25-30 minutes (20 miles) via SR 429 and I-4
  • SeaWorld Orlando: 25-30 minutes (19 miles) via SR 429 and I-4
  • Downtown Orlando: 35-40 minutes (28 miles) via SR 429 and I-4
  • Lake Nona Medical City: 30-35 minutes (25 miles) via SR 429 and SR 417
  • UCF Campus: 40-45 minutes (32 miles) via SR 429 and SR 417
  • Winter Garden Village at Fowler Groves: 15-18 minutes (12 miles) via US 27
  • Champions Gate: 8-10 minutes (4 miles) south on US 27
  • Lake Louisa State Park: 12-15 minutes (8 miles) northwest

Commute times are approximate and vary based on time of day, traffic conditions, and specific destination within each area.

✈️ Airport Access
  • Orlando International Airport (MCO): 35-40 minutes (30 miles) via SR 429 and SR 417
  • Orlando Sanford International Airport (SFB): 55-60 minutes (45 miles) via SR 429, I-4, and SR 417

Orlando International Airport (MCO) is the closest major airport, offering extensive domestic and international service. The drive via SR 429 (Western Beltway) provides a relatively straightforward route avoiding downtown Orlando traffic.

↑ Back to Top | View Available Homes →

Clear Creek Amenities & Lifestyle

Clear Creek offers residents a straightforward, no-frills lifestyle focused on comfortable, affordable living in an established neighborhood setting. While the community itself doesn't feature elaborate amenities like pools, clubhouses, or fitness centers—contributing to its remarkably low HOA fees—residents benefit from the exceptional convenience of the Four Corners commercial district literally minutes away, providing extensive shopping, dining, entertainment, and services that rival any master-planned community's amenities.

The neighborhood's established character creates a welcoming atmosphere with mature tree canopy, sidewalk-lined streets perfect for evening walks, and a mix of long-term residents and new families that foster genuine community connections. Many homes feature private swimming pools, screened lanai areas, and well-maintained yards where families gather for backyard barbecues and children play safely in this quiet, family-oriented community. The combination of low fees, established setting, and prime location near Clermont's recreational offerings makes Clear Creek an excellent value for families seeking quality suburban living without the premium costs associated with newer master-planned developments.

🏊 Neighborhood Amenities

Clear Creek is a low-amenity community, which contributes to its exceptionally low HOA fees:

  • Sidewalk-lined streets throughout the neighborhood
  • Street lighting for safety and security
  • Mature landscaping and tree canopy
  • Well-maintained common areas and entrances
  • Quiet residential streets with minimal through-traffic

Many individual homes feature private swimming pools, screened lanai areas, and outdoor living spaces. The trade-off of limited community amenities results in significantly lower monthly HOA fees (~$28-30) compared to neighborhoods with pools, clubhouses, and fitness centers.

🛍️ Shopping & Services

Clear Creek residents enjoy exceptional proximity to the Four Corners commercial district, one of Central Florida's most comprehensive shopping and service centers. The Walmart Supercenter is literally 1 mile away, with Publix, Lowe's Home Improvement, and dozens of other retailers, banks, medical offices, and services within a 2-3 minute drive.

For comprehensive shopping information including centers, stores, and services: View our Clermont Shopping Guide →

Nearby shopping centers include:

  • Clermont Town Center - Target, Publix, restaurants (5 minutes)
  • Four Corners Shopping District - Walmart, Lowe's, multiple plazas (2 minutes)
  • Winter Garden Village at Fowler Groves - Premium outdoor lifestyle center (15 minutes)
🍽️ Restaurants

The Four Corners area offers an extensive selection of dining options within minutes of Clear Creek, from national chains to local favorites. Historic Downtown Clermont, just 10 minutes away, features unique local restaurants, breweries, and cafes in a charming walkable setting along Lake Minneola.

For comprehensive restaurant information including local favorites and dining districts: View our Clermont Restaurants Guide →

🎭 Arts & Culture

Clermont offers a surprising array of arts and cultural attractions for a city of its size. The Clermont Performing Arts Center hosts concerts, theater productions, and community events, while the Clermont Historic Village Museum showcases the area's rich history and heritage.

For comprehensive arts & culture information: View our Clermont Arts & Culture Guide →

🏃 Health & Wellness

Clear Creek residents have access to excellent healthcare facilities in the immediate area. Orlando Health South Lake Hospital's Emergency Room at Four Corners is just minutes away, providing 24/7 emergency medical care. AdventHealth Clermont and UF Health facilities are also nearby, ensuring comprehensive medical services.

For comprehensive health & wellness information including hospitals, urgent care, and specialists: View our Clermont Hospitals Guide →

🌳 Parks & Recreation

Clermont is renowned throughout Florida for its exceptional parks and outdoor recreation opportunities. Waterfront Park on Lake Minneola is the crown jewel, offering swimming beaches, fishing pier, kayak rentals, playgrounds, and the trailhead for the South Lake Trail. Lake Louisa State Park, just 15 minutes away, provides 4,500 acres of pristine Florida wilderness for hiking, camping, fishing, and wildlife viewing.

For comprehensive parks & recreation information: View our Clermont Parks & Recreation Guide →

⚽ Sports & Athletics

Clermont's reputation as the "Choice of Champions" is well-earned, featuring the world-renowned National Training Center where Olympic athletes train year-round. Golf enthusiasts enjoy access to premier courses including Legends Golf & Country Club, Green Valley Country Club, and Clermont National Golf Course. The Clermont Chain of Lakes offers excellent fishing, boating, and water sports.

For comprehensive sports & athletics information: View our Clermont Sports & Athletics Guide →

🎉 Fun Things to Do

Beyond world-class theme parks like Disney and Universal just minutes away, Clermont offers unique local attractions including the iconic Florida Citrus Tower with panoramic views, Lakeridge Winery & Vineyards for tours and tastings, and Showcase of Citrus for authentic old Florida experiences including pick-your-own fruit and monster truck eco-tours.

For comprehensive events & activities information: View our Clermont Events & Things To Do Guide →

🎓 Schools

Clear Creek is served by Lake County Public Schools:

  • Elementary: Sawgrass Bay Elementary School (34714)
  • Middle: East Ridge Middle School or Windy Hill Middle School (verify current zoning)
  • High: East Ridge High School

Note: School assignments are subject to change based on enrollment and district boundaries. Always verify current zoning with Lake County Schools before purchasing.

Additional educational options: The Four Corners area is home to several charter schools including Lake Pointe Academy and Pinecrest Academy Four Corners, offering families public school alternatives with different educational approaches.

For comprehensive school information including ratings, programs, and private school options: View our Clermont Schools Guide →

↑ Back to Top | View Available Homes →

How Clear Creek Compares

Clear Creek stands out in Clermont's housing market by offering exceptional value for homebuyers seeking established homes without the premium costs associated with newer master-planned communities. The combination of very low HOA fees, no CDD assessment, and prime Four Corners location makes this neighborhood particularly attractive for first-time homebuyers, families on a budget, and real estate investors seeking positive cash flow opportunities.

Feature Clear Creek Newer Communities (Cagan Crossings, etc.) Older Neighborhoods (Pre-1995)
Monthly HOA Fee ~$28-30 $150-300+ $0-50
CDD Fee None ($0/year) $1,500-3,000/year None ($0/year)
Year Built 1998-2001 2010s-2020s 1980s-early 1990s
Home Size 1,595-1,958 sq ft 1,800-2,500+ sq ft 1,400-1,900 sq ft
Typical Price Range $350,000-450,000 $450,000-650,000+ $300,000-400,000
Community Amenities Minimal (low fees) Extensive (pools, clubhouse, fitness) Minimal to none
Home Condition Well-maintained, many updated Brand new, modern finishes More updating typically needed
Landscaping Maturity Mature trees, established Young, still developing Very mature, large trees
Distance to Four Corners 1-2 minutes 5-10 minutes Varies widely
Short-Term Rental Allowed Yes (verify zoning) Usually restricted Often allowed

💡 Value Proposition: Clear Creek delivers approximately $200-250 per month in savings compared to newer communities when factoring in lower HOA fees and zero CDD assessment. Over a 30-year mortgage, this amounts to $72,000-90,000 in additional savings—equivalent to a significant portion of your down payment. For budget-conscious buyers seeking established homes in an excellent Four Corners location, Clear Creek represents one of the best values in the Clermont housing market.

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Clear Creek HOA & CDD Information

Clear Creek is managed by a homeowners association that maintains common areas, entrance landscaping, and street lighting while keeping fees remarkably low. The association typically charges approximately $28-30 per month, which is significantly lower than most Central Florida communities. These minimal fees cover basic maintenance and insurance for common areas, making Clear Creek one of the most affordable HOA communities in the Clermont area. Importantly, there are no CDD (Community Development District) fees, which saves homeowners an additional $125-250 per month compared to many newer developments.

The low HOA fees reflect the neighborhood's straightforward approach: Clear Creek doesn't include costly amenities like community pools, clubhouses, fitness centers, or staffed facilities that drive up monthly costs in newer master-planned communities. Instead, residents enjoy the established character of the neighborhood, mature landscaping, and well-maintained streets while benefiting from substantially lower carrying costs. This approach particularly appeals to first-time homebuyers, families managing budgets carefully, and real estate investors seeking properties with lower monthly overhead and stronger cash flow potential.

💰 HOA Fees & Management Contact

HOA fees and management company information change periodically. Please contact us and we'll provide you with the current HOA fee amount, payment schedule, and direct contact information for the HOA management company. We can also check for you to see if there are any current or upcoming special assessments.

Based on recent data, Clear Creek HOA fees have typically been approximately $28-30 per month, though you should verify the current amount before purchasing.

📋 What HOA Fees Cover

Clear Creek's HOA fees typically cover:

  • Common area landscape maintenance
  • Entrance monument and landscaping upkeep
  • Street lighting throughout the community
  • General liability insurance for common areas
  • Basic management and administrative services
  • Water and irrigation for common landscaped areas
  • Reserve funds for future repairs and improvements

Note: Individual homeowners are responsible for maintaining their own properties, including landscaping, pool maintenance (if applicable), and exterior home upkeep.

🚫 CDD Fees

Clear Creek does NOT have Community Development District (CDD) fees. This is a significant financial advantage compared to many newer neighborhoods in the Four Corners and Champions Gate areas that can charge $1,500-3,000 or more annually in CDD assessments. The absence of CDD fees means lower property taxes and reduced overall monthly housing costs for Clear Creek homeowners.

📜 HOA Rules & Restrictions

Clear Creek maintains reasonable architectural standards and community guidelines to preserve property values and neighborhood character. Typical restrictions include:

  • Approval required for exterior modifications, additions, or major landscaping changes
  • Guidelines for exterior paint colors and roof materials
  • Standards for yard maintenance and general property upkeep
  • Parking regulations (typically no commercial vehicles or RVs parked on streets)
  • Pet policies and leash requirements
  • Guidelines regarding fences, sheds, and outbuildings

Please contact us for complete CC&R documents and current HOA rules and regulations.

🏠 Short-Term Rental Policy

Clear Creek properties are zoned to allow short-term rentals, making this neighborhood particularly attractive to vacation rental investors seeking affordable entry points near Disney World and Orlando's attractions. The combination of low HOA fees, no CDD assessment, proximity to theme parks (10 miles to Disney), and Four Corners conveniences creates a compelling investment opportunity. However, short-term rental regulations can change, so always verify current county and HOA rules before purchasing for investment purposes.

↑ Back to Top | View Available Homes →

Frequently Asked Questions

What is the current HOA fee for Clear Creek?
Please contact us for the current HOA fee, payment schedule, and HOA management company contact information. Based on recent data, Clear Creek HOA fees have typically been approximately $28-30 per month, which is significantly lower than most Central Florida communities. These minimal fees cover common area maintenance, entrance landscaping, street lighting, and basic management services. We can also check for you to see if there are any current or upcoming special assessments.
Is there a CDD fee in Clear Creek?
No, Clear Creek does not have Community Development District (CDD) fees. This is a significant financial advantage compared to many newer neighborhoods in the Four Corners, Champions Gate, and southern Clermont areas that impose CDD assessments ranging from $1,500-3,000 or more annually. The absence of CDD fees means lower overall property taxes and reduced monthly housing costs for Clear Creek homeowners.
What schools serve Clear Creek?
Clear Creek is zoned for Lake County Public Schools, specifically Sawgrass Bay Elementary School (within the 34714 ZIP code), East Ridge Middle School or Windy Hill Middle School (verify current zoning), and East Ridge High School. The Four Corners area also offers several charter school options including Lake Pointe Academy and Pinecrest Academy Four Corners. School assignments can change based on enrollment and district boundaries, so always verify current zoning with Lake County Schools before purchasing. View our Clermont Schools Guide for comprehensive information about all educational options in the area.
What size are homes in Clear Creek?
Homes in Clear Creek typically range from approximately 1,595 to 1,958 square feet of living space. Most homes feature 3-4 bedrooms and 2-3 bathrooms in comfortable single-story and two-story floor plans. Properties sit on moderately-sized lots ranging from approximately 0.15 to 0.25 acres (5,500-7,010 square feet), providing adequate space for outdoor living, pools (on many properties), and landscaping while remaining easy to maintain.
When were homes in Clear Creek built?
Clear Creek was developed primarily between 1998 and 2001, making homes approximately 23-26 years old as of 2024. This age range represents a sweet spot in the real estate market: homes are modern enough to feature desirable open floor plans, two-car garages, and current home systems, yet old enough to have mature landscaping and established neighborhood character. Many homes have received updates including newer roofs, HVAC systems, flooring, and kitchen/bath renovations, offering move-in ready condition at prices well below new construction.
Can I rent my Clear Creek home short-term for vacation rentals?
Yes, Clear Creek properties are zoned to allow short-term rentals, making this an attractive option for vacation rental investors. The neighborhood's proximity to Walt Disney World (approximately 10 miles), low HOA fees, absence of CDD fees, and Four Corners conveniences create a compelling investment opportunity for Airbnb or VRBO rentals. However, short-term rental regulations can change at the county and HOA level, so always verify current rules and obtain proper licensing before operating a vacation rental. We recommend contacting us for the most current information on rental restrictions and requirements.
How close is Clear Creek to Disney World and other theme parks?
Clear Creek is remarkably close to Orlando's world-famous attractions. Walt Disney World's main entrance is approximately 10 miles away—just 15-18 minutes by car—making this neighborhood extremely convenient for Disney Cast Members and families who visit the parks frequently. Universal Orlando and SeaWorld are both about 25-30 minutes away via SR 429 and I-4. This proximity combined with affordable housing costs makes Clear Creek an excellent choice for theme park employees and vacation rental investors targeting the attractions market.
What makes Clear Creek a good value compared to other Clermont neighborhoods?
Clear Creek delivers exceptional value through several key factors: very low HOA fees (~$28-30/month versus $150-300+ in newer communities), zero CDD fees (saving $1,500-3,000+ annually), established homes in move-in ready condition, prime Four Corners location providing immediate access to extensive shopping and services, mature landscaping and neighborhood character, and zoning that permits short-term rentals for investors. When you factor the monthly savings from lower fees and no CDD assessment, Clear Creek homeowners save approximately $200-250 per month compared to newer master-planned communities—that's $72,000-90,000 in savings over a 30-year mortgage, equivalent to a significant portion of your down payment.

 

Available Homes in Clear Creek

Below are currently available listings in Clear Creek. Don't see what you're looking for? Create a custom search to receive instant alerts when new homes hit the market, or contact us for personalized assistance finding your perfect Clear Creek home.

Clear Creek Homes for Sale

1048 Winding Water Way, Clermont image
1048 Winding Water Way, Clermont $392,000

This Clear Creek Pool home is ready for your enjoyment. With 5 bedrooms, 2.5 baths, and these major updates: Roof (2020), Kitchen Cabinets and Countertops (2022), HVAC ...

  • 5 Beds
  • 3 Baths
  • Clear Creek Ph One Sub SubDv.
  • 34714 Zip Code
17432 Woodcrest Way, Clermont image
17432 Woodcrest Way, Clermont $370,000

Investor Special! Long Term or Short Term Rental allowed. This perfectly laid out 5 bedroom 2.5 bathroom pool home is perfectly located just 20 minutes to Disney making i...

  • 5 Beds
  • 3 Baths
  • Clear Creek Ph 02 SubDv.
  • 34714 Zip Code
1036 Clear Creek Circle, Clermont image
1036 Clear Creek Circle, Clermont $399,999 ▲

WELL LOCATED 5 BEDROOM, 3 BATH , POOL HOME IN CLERMONT. GREAT FOR OWNER OCCUPIED OR RENTAL USE. CLOSE TO ALL AMENITIES ALONG WITH RESTAURANTS, SHOPPING, DISNEY, UNIVERSA...

  • 5 Beds
  • 3 Baths
  • Clear Creek Ph Three Sub SubDv.
  • 34714 Zip Code
1122 Clear Creek Circle, Clermont image
1122 Clear Creek Circle, Clermont $375,000 ▼

Welcome to your perfect Florida getaway at 1122 Clear Creek Circle in beautiful Clermont! This stunning, fully furnished 4-bedroom, 2-bath pool home offers the ideal comb...

  • 4 Beds
  • 2 Baths
  • Clear Creek Ph One Sub SubDv.
  • 34714 Zip Code
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