About Bella Terra Neighborhood
Bella Terra is an intimate Ryan Homes community located on Robles Road in Clermont, positioned perfectly on the east side of Highway 27 in the heart of Lake County's rolling hills. Built starting in 2022, this modern neighborhood features 59 carefully planned single-family homesites offering homeowners the rare combination of contemporary construction, generous lot sizes up to 1/3 acre (approximately 85 x 123 feet), and spectacular views of Clermont's signature hilly terrain.
Ryan Homes has crafted five distinct floor plans for Bella Terra, including the Panama, Peterson Cove, Sandalwood, Lynn Haven, and Oakton models. These thoughtfully designed homes range from 2,021 to 3,287 square feet, with 3-4 bedrooms, 2-3 bathrooms, and 2-3 car garages. Each home features open-concept layouts, oversized owner's suites, spacious walk-in closets, well-appointed kitchens with large center islands, and the flexibility of dedicated home offices or flex spaces—perfect for today's modern lifestyle and work-from-home needs.
What truly sets Bella Terra apart from many newer communities in the area is the value proposition: low monthly HOA fees with no Community Development District (CDD) assessments. This translates to significant long-term savings compared to many new construction neighborhoods that burden homeowners with both HOA and CDD fees that can total several thousand dollars annually. The oversized lots provide ample space for pools, outdoor living areas, and lush landscaping while maintaining the privacy and elbow room that larger homesites afford.
The community's location adjacent to Lost Lake Elementary School makes the morning school routine remarkably convenient—children can literally walk or bike to school safely. The neighborhood sits near the South Lake Trail, conservation lands, and offers easy access to State Road 50 for commuting to Orlando, Winter Garden, or surrounding communities. Bella Terra represents the sweet spot for buyers seeking new construction quality, generous lot sizes, no CDD fees, and a location that balances suburban tranquility with urban convenience.
📊 Quick Facts
🏡 Ryan Homes Floor Plans
Bella Terra features five distinct Ryan Homes models designed for modern family living:
- Panama Model: 3 bedrooms, 2 bathrooms, 2,021 sq ft - The most affordable option with smart layout
- Peterson Cove Model: 4 bedrooms, 2 bathrooms, 2,160 sq ft - Family-focused design with flex space and 3-car garage
- Sandalwood Model: 4 bedrooms, 3 bathrooms, 2,551 sq ft - Features full front porch and rear lanai
- Lynn Haven Model: 4 bedrooms, 2 bathrooms, 2,797 sq ft - Spacious layout with versatile flex room
- Oakton Model: 4 bedrooms, 3 bathrooms, 3,287 sq ft - The largest model with library/flex space and family entry
All homes feature open-concept layouts, modern kitchens with large islands, spacious owner's suites, and Ryan Homes' quality construction with 10-year structural warranty.
🌟 What Makes Bella Terra Special
- No CDD Fees: Save thousands annually compared to communities with Community Development District assessments
- Oversized Lots: Up to 1/3 acre homesites (85' x 123') provide space for pools, outdoor living, and privacy
- Walking Distance to School: Lost Lake Elementary School is adjacent to the community
- New Construction Quality: Ryan Homes built homes from 2022 forward with modern features and energy efficiency
- Rolling Hills Views: Positioned in Clermont's signature hilly terrain with spectacular views
- Low HOA: Minimal monthly fees compared to many new communities
- Intimate Community: Only 59 homes creates a close-knit neighborhood feel
🏘️ Home Features
Interior Features:
- Open-concept floor plans
- Spacious owner's suites with walk-in closets
- Modern kitchens with large center islands
- Flex rooms perfect for home offices or libraries
- High ceilings (some models feature 10' ceilings)
- Family entry/mudroom areas (select models)
- Energy-efficient construction
- Coordinated designer finishes with personalization options
Exterior Features:
- 2-3 car garages
- Oversized lots up to 1/3 acre
- Front porches and rear lanais (select models)
- Rolling hills views
- Contemporary architectural styling
- Space for private pools and outdoor living areas
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Bella Terra Location & Connections
Bella Terra is strategically positioned on Robles Road in Clermont, just off Highway 27 (US-27) on the east side of this major north-south corridor. The neighborhood sits in the heart of Clermont's rolling hills, directly adjacent to Lost Lake Elementary School, with conservation lands to the east and convenient access to the State Road 50 corridor for commuting. This location places residents at the epicenter of Clermont's outdoor recreation opportunities while maintaining easy access to Greater Orlando's employment centers and entertainment.
The community's position near the South Lake Trail provides immediate access to one of Central Florida's premier multi-use paths, offering 13 miles of paved trails through Clermont's rolling hills with connections to downtown, parks, and the waterfront. Residents are also within easy reach of the Clermont Chain of Lakes, an 8,960-acre network of 11 interconnected lakes perfect for fishing, boating, kayaking, and water sports. The location balances the tranquility of a hillside setting with the convenience of being 10 minutes to Historic Downtown Clermont, 20 minutes to Winter Garden, and 30 minutes to both downtown Orlando and Disney's theme parks.
🏘️ Adjacent Neighborhoods & Areas
- Highway 27 (US-27) corridor: Major north-south route providing access to shopping, dining, and employment centers
- South Lake Trail and conservation areas: 13 miles of paved multi-use trail system with natural lands to the east
- Lost Lake Elementary School: Adjacent to the community, walking distance for students
- State Road 50 corridor: Easy access north to SR-50 for commuting to Winter Garden, Oakland, and Orlando
- Clermont Chain of Lakes vicinity: Network of 11 lakes nearby for water recreation and outdoor activities
🚗 Detailed Commute Times
Major Employment & Activity Centers:
- Historic Downtown Clermont: 10 minutes (4 miles) - Dining, shopping, waterfront parks, and events
- Winter Garden: 20 minutes (12 miles) - Plant Street downtown, West Orange Trail, shopping
- Downtown Orlando: 35 minutes (27 miles) - Central business district, employment centers
- UCF Campus: 45 minutes (35 miles) - University of Central Florida
- Lake Nona Medical City: 40 minutes (30 miles) - Major healthcare and research employment hub
Major Attractions:
- Walt Disney World: 30 minutes (23 miles) - Magic Kingdom, EPCOT, Hollywood Studios, Animal Kingdom
- Universal Orlando: 35 minutes (28 miles) - Universal Studios, Islands of Adventure, Epic Universe
- SeaWorld Orlando: 35 minutes (26 miles) - SeaWorld, Aquatica, Discovery Cove
- National Training Center: 8 minutes (3 miles) - World-class athletic training facility
- Florida Citrus Tower: 5 minutes (2 miles) - Historic landmark and observation tower
Beaches:
- Cocoa Beach: 75 minutes (65 miles) - Atlantic coast beaches
- Clearwater Beach: 90 minutes (70 miles) - Gulf coast beaches
✈️ Airport Access
- Orlando International Airport (MCO): 40 minutes (32 miles) - Florida's busiest airport with direct flights worldwide
- Orlando Sanford International Airport (SFB): 45 minutes (40 miles) - Alternative airport serving domestic and international destinations
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Bella Terra Amenities & Lifestyle
Life in Bella Terra combines the best of modern new-construction living with immediate access to Clermont's renowned outdoor recreation opportunities. The community's intimate size of just 59 homes creates a close-knit neighborhood atmosphere where residents know their neighbors, while the oversized lots up to 1/3 acre provide the privacy and space to enjoy Florida's year-round outdoor lifestyle. Many homeowners add private pools, outdoor kitchens, and lush landscaping to their generous homesites.
Clermont is celebrated as one of America's top lake towns, and Bella Terra residents enjoy front-row access to this outdoor paradise. The South Lake Trail is just moments away, offering 13 miles of paved paths through rolling hills perfect for morning runs, family bike rides, or evening walks while watching spectacular sunsets over the lakes. The Clermont Chain of Lakes provides endless opportunities for fishing, boating, kayaking, and stand-up paddleboarding. Families particularly appreciate the convenience of having Lost Lake Elementary School within walking distance—children can walk or bike to school safely, simplifying busy morning routines.
🏊 Neighborhood Amenities
Bella Terra is an intimate new construction community that focuses on providing residents with quality homes on oversized lots rather than extensive shared amenities:
- Oversized Private Lots: Up to 1/3 acre homesites provide space for private pools, outdoor living areas, and landscaping
- Low HOA Fees: Minimal monthly costs compared to amenity-heavy communities
- No CDD Fees: Significant savings compared to many newer neighborhoods
- Adjacent to School: Walking/biking distance to Lost Lake Elementary School
- Rolling Hills Setting: Scenic views of Clermont's signature topography
- Modern New Construction: Energy-efficient homes with contemporary features and 10-year warranties
Note: Bella Terra focuses on providing spacious private lots and modern homes at competitive prices without the burden of expensive shared amenities and high fees. The community's location provides immediate access to Clermont's extensive public amenities including trails, lakes, parks, and recreation facilities.
🛍️ Shopping & Services
Bella Terra residents enjoy convenient access to comprehensive shopping and services throughout Clermont and nearby communities. Clermont Landing and Clermont Town Center provide everyday essentials including Publix, Walmart, Target, and national retailers. For expanded shopping options, Winter Garden Village offers an open-air lifestyle center with popular stores and dining.
For comprehensive shopping information: View our Clermont Shopping Guide →
🍽️ Restaurants
Dining options abound near Bella Terra, from Historic Downtown Clermont's charming local eateries and breweries to the Waterfront on Lake Minneola's lakeside dining experiences. Montrose Street Market offers a European-style shopping and dining experience just minutes away. The Highway 27 corridor provides numerous chain restaurants and fast-casual options for quick family meals.
For comprehensive restaurant information: View our Clermont Restaurants Guide →
🎭 Arts & Culture
Clermont's vibrant arts scene includes the Clermont Performing Arts Center featuring theater productions and concerts, the Clermont Historic Village Museum showcasing local history, and the Clermont Arts & Recreation Center offering classes and programs for all ages. Downtown Clermont hosts regular art walks, festivals, and community events throughout the year.
For comprehensive arts & culture information: View our Clermont Arts & Culture Guide →
🏃 Health & Wellness
Bella Terra residents have access to excellent healthcare through Orlando Health South Lake Hospital in Clermont, along with AdventHealth Clermont ER, UF Health ER & Urgent Care, and numerous medical specialists throughout the area. The National Training Center is just minutes away, offering world-class fitness facilities and programs where Olympic athletes train.
For comprehensive health & wellness information: View our Clermont Hospitals Guide →
🌳 Parks & Recreation
Outdoor recreation is a cornerstone of the Bella Terra lifestyle. The South Lake Trail offers 13 miles of paved multi-use paths through rolling hills with shade, benches, and beautiful views. Clermont Waterfront Park on Lake Minneola features swimming beaches, playgrounds, and spectacular sunsets. Lake Louisa State Park provides over 4,500 acres for hiking, paddling, and wildlife viewing, while Palatlakaha Park offers lakefront recreation and fishing.
For comprehensive parks & recreation information: View our Clermont Parks & Recreation Guide →
⚽ Sports & Athletics
Clermont's reputation as the "Choice of Champions" is well-earned, featuring the world-renowned National Training Center where Olympic athletes train. Golf enthusiasts enjoy access to premier courses including Legends Golf & Country Club, Green Valley Country Club, Kings Ridge Golf Club, and Clermont National Golf Course. The Clermont Chain of Lakes offers excellent fishing and boating opportunities.
For comprehensive sports & athletics information: View our Clermont Sports & Athletics Guide →
🎉 Fun Things to Do
Entertainment options abound near Bella Terra. Visit the iconic Florida Citrus Tower for panoramic views, tour Lakeridge Winery & Vineyards for tastings and festivals, or explore the quirky Presidents Hall of Fame. Showcase of Citrus offers monster truck tours through citrus groves, while Southern Hill Farms provides seasonal family activities. Disney's theme parks are just 30 minutes away for magical family adventures.
For comprehensive events & activities information: View our Clermont Events & Things To Do Guide →
🎓 Schools
Bella Terra is served by Lake County Public Schools:
- Elementary: Lost Lake Elementary School (Adjacent to community - walking distance)
- Middle: Windy Hill Middle School or East Ridge Middle School
- High: Lake Minneola High School
The area also offers access to excellent charter schools including Imagine Schools at South Lake, Pinecrest Lakes Academy, and private school options.
Note: School assignments are subject to change. Always verify current zoning with Lake County Schools before purchasing.
For comprehensive school information: View our Clermont Schools Guide →
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How Bella Terra Compares
Bella Terra stands out in the Clermont new construction market by offering a compelling combination rarely found together: oversized lots up to 1/3 acre, low HOA fees, and zero CDD assessments. While many newer communities in the area burden homeowners with both HOA and CDD fees that can total $4,000-$6,000 or more annually, Bella Terra keeps ongoing costs low. The community also provides the significant benefit of being adjacent to Lost Lake Elementary School, eliminating long morning commutes and allowing children to walk or bike to school.
| Feature | Bella Terra | Typical New Construction | Typical Resale |
|---|---|---|---|
| Typical Lot Size | Up to 1/3 acre (85' x 123') | 0.15 - 0.2 acres | 0.2 - 0.25 acres |
| Home Age | 2022 - Present (Brand New) | 2020 - Present | 1990s - 2010s |
| HOA Fee | Low (Contact for details) | $150 - $300/month | $50 - $150/month |
| CDD Fee | $0 (None) | $2,000 - $5,000/year | Varies (often none) |
| Distance to Elementary School | Adjacent (Walking distance) | 1-3 miles (bus required) | 1-3 miles (bus required) |
| Total Annual HOA/CDD | ~$800 - $1,500 | ~$3,800 - $8,600 | ~$600 - $1,800 |
| Community Amenities | Minimal (focus on lot size) | Extensive (pool, clubhouse, etc.) | Varies widely |
| Builder Warranty | 10-year structural (Ryan Homes) | Varies by builder | None (as-is condition) |
💡 Value Proposition: Bella Terra delivers the best of both worlds—new construction quality with Ryan Homes' reputation and 10-year warranty, plus the cost savings and space typically associated with older neighborhoods. By avoiding CDD fees and keeping HOA costs minimal, homeowners can save $2,000-$5,000 annually compared to amenity-heavy new communities. Those savings can fund private pools, landscaping, or simply reduce monthly housing costs. The oversized lots provide the privacy and outdoor living space that smaller lots in typical new construction simply cannot match, while the location adjacent to school eliminates the need for bus transportation.
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Bella Terra HOA & CDD Information
Bella Terra features one of the most attractive fee structures among new construction communities in the Clermont area—low HOA fees with no Community Development District (CDD) assessments. This combination is increasingly rare in modern developments and represents significant long-term savings for homeowners. While many newer neighborhoods charge both HOA and CDD fees that can total $4,000-$6,000 or more annually, Bella Terra keeps ongoing costs minimal by focusing on essential services rather than expensive shared amenities.
The absence of CDD fees is particularly noteworthy. Community Development Districts are special-purpose governments created to finance and maintain infrastructure in new developments. While they fund initial construction, they burden homeowners with decades of bond payments that can range from $2,000-$5,000 annually on top of HOA fees. Bella Terra's developers chose not to establish a CDD, saving residents thousands of dollars each year—money that can instead go toward customizing your private lot with a pool, outdoor kitchen, or simply reducing your monthly housing expenses.
The low HOA fees in Bella Terra cover essential neighborhood maintenance without the burden of expensive shared facilities like community pools, clubhouses, or fitness centers that drive up costs in many new communities. This fee structure appeals to homeowners who prefer to invest in their private outdoor spaces rather than paying for shared amenities they may use infrequently. The oversized lots up to 1/3 acre provide ample room for homeowners to create their own private resort with pools, outdoor living areas, and lush landscaping.
💰 HOA Fees & Management Contact
HOA fees and management company information often change. Please contact us and we will be happy to provide you with the current HOA fee, payment schedule, and direct contact information for the HOA management company. We can also check for you to see if there are any current or upcoming special assessments.
Bella Terra features notably low HOA fees compared to many new construction communities, and the complete absence of CDD fees represents significant ongoing savings. The fee structure focuses on essential services rather than expensive shared amenities, keeping monthly costs manageable while providing the quality of life benefits that make Clermont an attractive place to call home.
📋 What HOA Fees Cover
Bella Terra's low HOA fees typically cover:
- Common Area Landscaping: Maintenance of entrance areas and common spaces
- Entrance Monument Maintenance: Upkeep of community signage and entrance features
- Street Lighting: Electricity and maintenance for neighborhood lighting (if applicable)
- Management Services: Professional HOA management company oversight
- Administrative Costs: Record-keeping, communications, and basic operations
- Reserve Fund Contributions: Long-term maintenance and capital improvements
Note: Bella Terra does not have expensive shared amenities like community pools, clubhouses, fitness centers, or tennis courts that significantly drive up HOA costs in many newer communities. This keeps fees low while the oversized private lots allow homeowners to create their own custom outdoor spaces.
📜 HOA Guidelines & Restrictions
As a Ryan Homes community, Bella Terra maintains architectural standards to preserve property values and neighborhood aesthetics. Common guidelines typically include:
- Architectural Approval: Exterior modifications, additions, and major landscape changes may require approval
- Yard Maintenance: Lawns must be regularly maintained and landscaping kept neat
- Vehicle Parking: Guidelines regarding parking, RVs, boats, and commercial vehicles
- Exterior Color/Materials: Maintenance of exterior paint, roofing, and materials to community standards
- Fence Regulations: Specifications for fence types, heights, and locations if allowed
- Trash Container Storage: Containers should be stored out of sight except on collection days
Please contact us for complete HOA documents including the Declaration of Covenants, Conditions, and Restrictions (CC&Rs) and current architectural guidelines.
🐕 Pet Policy
Bella Terra is a pet-friendly community, though specific restrictions may apply:
- Household pets are typically permitted
- Number of pets and size restrictions may apply
- Pets must be kept on leashes in common areas
- Owners are responsible for cleaning up after pets
- Breed restrictions may apply (contact HOA for details)
The large private lots provide excellent space for pets to play and roam safely within fenced yards. For specific pet policies and any breed restrictions, please contact us to review the HOA documents.
🏊 Adding a Pool to Your Bella Terra Home
The oversized lots up to 1/3 acre in Bella Terra make adding a private pool an excellent option for many homeowners. With ample backyard space, you can create a custom pool environment that would be impossible on the smaller lots typical of many new construction communities.
Pool Installation Process:
- Pool construction typically requires HOA architectural approval
- Submit plans including pool design, screening/fencing, and landscaping
- Lake County building permits and inspections required
- Safety fencing must meet Florida building code requirements
- Pool equipment placement and screening typically regulated
Many Bella Terra homeowners choose to add pools to maximize their outdoor living experience. The large lots provide space not just for the pool itself, but for surrounding deck areas, outdoor kitchens, and lush tropical landscaping. Contact us for recommendations for local pool builders familiar with Bella Terra's requirements.
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Frequently Asked Questions
What is the current HOA fee for Bella Terra?
Is there a CDD fee in Bella Terra?
What schools serve Bella Terra?
How big are the lots in Bella Terra?
Who is the builder of Bella Terra?
When were homes in Bella Terra built?
What makes Bella Terra different from other new construction communities?
Can I add a pool to my Bella Terra home?
How close is Bella Terra to Disney and Orlando attractions?
Available Homes in Bella Terra
Below are currently available listings in Bella Terra. This Ryan Homes community features modern single-family homes on oversized lots with low HOA fees and no CDD assessments. Create a custom search to receive instant email alerts when new Bella Terra homes hit the market.
Keith Willis
