Summit Lakes Homes for Sale in Clermont, FL | Florida Neighborhood Realty

Q: What schools serve Summit Lakes?

Summit Lakes is served by Lake County Public Schools including Pine Ridge Elementary or Lost Lake Elementary, East Ridge Middle School or Windy Hill Middle School, and East Ridge High School or Lake Minneola High School. Always verify current school zoning.

Q: Does Summit Lakes have lake access?

Summit Lakes features scenic views of Lake Clair with several homes having direct lake views. The lake primarily serves as an aesthetic feature providing beautiful natural scenery and enhancing property values.

Q: What makes Summit Lakes different from newer Clermont communities?

Summit Lakes offers exceptionally low HOA fees of approximately $270 per year, no CDD fees, lake views, established landscaping, and larger lot sizes. This provides thousands in annual savings compared to newer communities with high HOA and CDD fees.

About Summit Lakes Neighborhood

Summit Lakes is part of the Shores of Lake Clair subdivision in Clermont, developed in the early 2000s with homes built primarily around 2004. This intimate neighborhood features approximately 20-30 single-family residences along Summit Lakes Lane, offering residents the rare combination of lakefront views and remarkably affordable homeownership costs.

Homes in Summit Lakes typically range from 2,000 to 2,400 square feet with 3 bedrooms and 2 bathrooms. Many properties feature desirable amenities including screened pools, 2-3 car garages, open floor plans with vaulted ceilings, split bedroom layouts, and eat-in kitchens. The neighborhood's defining feature is the beautiful lake views of Lake Clair, with several homes positioned on corner lots or cul-de-sacs maximizing privacy and scenic water vistas.

What truly sets Summit Lakes apart is its exceptionally low HOA fee of approximately $270 annually—significantly lower than most Central Florida communities. This fee covers common area landscaping and basic neighborhood maintenance while keeping monthly homeownership costs minimal. The quiet, established nature of the community, combined with mature landscaping and well-maintained properties, creates an inviting and peaceful atmosphere for families, professionals, and retirees alike.

The neighborhood benefits from its location in Clermont's central area, providing quick access to major thoroughfares while maintaining a tranquil, residential feel. The lake setting offers opportunities for nature observation and peaceful water views, though Lake Clair is primarily an aesthetic feature rather than a recreational boating lake.

📊 Quick Facts

Property Style(s):Single-family homes

Home Sizes:2,000-2,400 sq ft

Bedrooms:Typically 3 bedrooms

Bathrooms:Typically 2 bathrooms

Lot Sizes:0.25-0.50 acres

Year Built:Primarily 2004

HOA Fee:Contact us for current fee (approximately $270/year)

CDD Fee:No CDD fees

Total Homes:Approximately 20-30 homes

Gated:No

🏠 Home Features

Typical Interior Features:

Open floor plans with kitchen/family room combination
Vaulted and cathedral ceilings
Split bedroom layouts for privacy
Eat-in kitchens with pantry space
Ceiling fans throughout
Walk-in closets in primary bedrooms
Tile and laminate flooring (many homes have no carpet)
Interior laundry rooms

Typical Exterior Features:

Screened pool options
2-3 car garages with storage
Covered lanais with ceiling fans
Lake Clair views on select properties
Corner and cul-de-sac lots available
Mature landscaping
Room for pool additions on larger lots

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Summit Lakes Location & Connections

Summit Lakes is located in central Clermont along Summit Lakes Lane, accessed via County Road 561. The neighborhood sits in the heart of Clermont's residential area, offering convenient access to major thoroughfares including Highway 50, US 27, and Florida's Turnpike. This prime location provides easy commutes to Orlando and surrounding employment centers while maintaining a peaceful, lakeside atmosphere.

The neighborhood is positioned near Lake Clair and the Lakeshore Drive corridor, surrounded by established residential communities and natural conservation areas. Residents enjoy quick access to Clermont's excellent schools, shopping centers, dining, parks, and all the amenities that make Clermont the "Choice of Champions."

🏘️ Adjacent Neighborhoods & Areas

Lake Clair Place - nearby lakefront community
Lakeshore Drive area - arterial road with shopping and services
Summit Lakes Lane - neighborhood main street
Surrounding residential neighborhoods
Conservation areas and natural preserves

🚗 Detailed Commute Times

Downtown Orlando: 30-35 minutes (25 miles)
UCF Campus: 35-40 minutes (30 miles)
Walt Disney World: 25-30 minutes (22 miles)
Universal Orlando: 30-35 minutes (25 miles)
SeaWorld Orlando: 30-35 minutes (25 miles)
Cocoa Beach: 85-90 minutes (75 miles)
Winter Garden: 15-20 minutes (10 miles)
Minneola: 5-10 minutes (3 miles)

✈️ Airport Access

Orlando International Airport (MCO): 35-40 minutes (30 miles)
Orlando Sanford International Airport (SFB): 50-55 minutes (45 miles)

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Summit Lakes Amenities & Lifestyle

Summit Lakes offers a peaceful, established neighborhood lifestyle perfect for those seeking affordable lakefront living with low HOA fees. The community's quiet cul-de-sac streets, mature landscaping, and Lake Clair views create a serene environment for families, working professionals, and retirees. Residents appreciate the neighborhood's exceptionally low maintenance costs, allowing more of their budget for enjoying all that Clermont has to offer.

While Summit Lakes itself is a small, intimate neighborhood without dedicated community amenities like pools or clubhouses, its location in Clermont provides easy access to outstanding recreational facilities, shopping, dining, and entertainment. The area's natural beauty, including views of Lake Clair and proximity to conservation areas, offers daily opportunities to enjoy Central Florida's outdoor lifestyle.

🏊 Neighborhood Amenities

Summit Lakes is a quiet residential neighborhood without formal community amenities. Many homes feature private amenities including:

Private screened pools (in select homes)
Lake Clair views and lake access
Quiet cul-de-sac streets ideal for walking
Low HOA fees covering basic landscape maintenance
Mature trees and established landscaping

🛍️ Shopping & Services

Summit Lakes residents enjoy convenient access to Clermont Landing, Clermont Town Center, and nearby Winter Garden Village for shopping, services, and everyday conveniences.

For comprehensive shopping information: View our Clermont Shopping Guide →

🍽️ Restaurants

Clermont offers diverse dining options including Historic Downtown Clermont with its walkable restaurant scene, Waterfront dining on Lake Minneola, and Montrose Street Market for artisan foods and specialty items.

For comprehensive restaurant information: View our Clermont Restaurants Guide →

🎭 Arts & Culture

Clermont's cultural scene includes the Clermont Performing Arts Center, Clermont Historic Village Museum, and Clermont Arts & Recreation Center offering classes, exhibits, and community events.

For comprehensive arts & culture information: View our Clermont Arts & Culture Guide →

🏃 Health & Wellness

Summit Lakes residents have access to excellent medical care including Orlando Health South Lake Hospital, AdventHealth Clermont ER, and UF Health facilities.

For comprehensive health & wellness information: View our Clermont Hospitals Guide →

🌳 Parks & Recreation

Clermont's outstanding parks include Clermont Waterfront Park on Lake Minneola, Lake Louisa State Park, Palatlakaha Park, and the scenic South Lake Trail for biking and walking.

For comprehensive parks & recreation information: View our Clermont Parks & Recreation Guide →

⚽ Sports & Athletics

Clermont's reputation as the "Choice of Champions" is well-earned with the National Training Center where Olympic athletes train, plus golf at Legends Golf & Country Club and Clermont National Golf Course.

For comprehensive sports & athletics information: View our Clermont Sports & Athletics Guide →

🎉 Fun Things to Do

Explore the Florida Citrus Tower, visit Lakeridge Winery, enjoy the Clermont Chain of Lakes, or attend festivals at Showcase of Citrus and Southern Hill Farms.

For comprehensive events & activities information: View our Clermont Events & Things To Do Guide →

🎓 Schools

Summit Lakes is served by Lake County Public Schools:

Elementary: Pine Ridge Elementary or Lost Lake Elementary
Middle: East Ridge Middle School or Windy Hill Middle School
High: East Ridge High School or Lake Minneola High School

Note: School assignments are subject to change. Always verify current zoning with Lake County Schools.

For comprehensive school information: View our Clermont Schools Guide →

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How Summit Lakes Compares

Summit Lakes stands out for its combination of lakefront views, established construction, and exceptionally low HOA fees. When compared to newer Clermont communities with high CDD fees and HOA costs, Summit Lakes offers significant long-term savings while providing the desirable features of larger homes, lake views, and a peaceful setting.

Feature	Summit Lakes	Typical New Construction	Newer Communities
Annual HOA Fee	~$270/year	$1,200-3,000+/year	$1,500-4,000+/year
CDD Fee	None	$1,500-3,000+/year	$2,000-5,000+/year
Home Age	2004 (20+ years)	New/2024-2025	5-10 years
Typical Lot Size	0.25-0.50 acres	0.10-0.20 acres	0.15-0.30 acres
Lake Views	Yes (Lake Clair)	Varies	Some lots
Street Type	Quiet cul-de-sacs	Standard streets	Mix of street types

💡 Value Proposition: Summit Lakes offers approximately $3,000-7,000 in annual savings on HOA and CDD fees compared to newer communities, while providing established landscaping, lake views, and larger lots. Over 10 years, that's $30,000-70,000 in savings that can go toward home improvements, pool additions, or simply lower monthly costs.

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Summit Lakes HOA & CDD Information

Summit Lakes is governed by the Shores of Lake Clair Homeowners Association with remarkably low annual fees of approximately $270 per year—one of the most affordable HOA fees in Central Florida. This minimal fee covers basic common area landscaping and neighborhood entrance maintenance, allowing homeowners to enjoy the benefits of a well-maintained community without the financial burden of high monthly assessments.

One of the most significant advantages of Summit Lakes is the complete absence of Community Development District (CDD) fees. Many newer Central Florida communities impose CDD assessments of $2,000-5,000 or more annually to pay for infrastructure bonds. Summit Lakes homeowners avoid this substantial expense, resulting in thousands of dollars in annual savings compared to newer developments.

💰 HOA Fees & Management Contact

HOA fees and management company information often change. Please contact us and we will be happy to provide you with the current HOA fee, payment schedule, and direct contact information for the HOA management company. We can also check for you to see if there are any current or upcoming special assessments.

Current HOA fees are approximately $270 annually, though this should be verified for any specific property you're considering.

📋 What HOA Fees Cover

Common area landscaping and maintenance
Neighborhood entrance upkeep
Basic association management
Minimal administrative costs

Note: Unlike communities with extensive amenities, Summit Lakes keeps fees minimal by focusing on essential maintenance only. There is no community pool, clubhouse, or fitness center requiring ongoing operational costs.

📋 CDD Information

Great news: Summit Lakes has NO Community Development District (CDD) fees.

This is a significant financial advantage. Many newer Central Florida communities impose CDD assessments to pay off infrastructure bonds for roads, utilities, and amenities. These fees typically range from $1,500-5,000+ annually and can last 20-30 years. Summit Lakes homeowners completely avoid this expense, saving thousands of dollars per year in property-related costs.

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Frequently Asked Questions

What is the HOA fee in Summit Lakes?

The HOA fee in Summit Lakes is approximately $270 annually, which is exceptionally low compared to most Central Florida communities. Please for the current HOA fee, payment schedule, and HOA management company contact information for any specific property you're considering.

Is there a CDD fee in Summit Lakes?

No, Summit Lakes does not have Community Development District (CDD) fees. This is a significant advantage compared to many newer Central Florida communities that impose CDD assessments ranging from $2,000-5,000+ annually. Summit Lakes homeowners save thousands of dollars per year by avoiding these fees.

What schools serve Summit Lakes?

Summit Lakes is served by Lake County Public Schools. Students typically attend Pine Ridge Elementary or Lost Lake Elementary, East Ridge Middle School or Windy Hill Middle School, and East Ridge High School or Lake Minneola High School. School assignments can change, so always verify current zoning with Lake County Schools when considering a specific property.

Does Summit Lakes have lake access?

Summit Lakes features scenic views of Lake Clair, with several homes having direct lake views from their properties. The lake primarily serves as an aesthetic feature enhancing property values and providing beautiful natural scenery. Lake Clair is not a major recreational boating lake but offers opportunities for nature observation and peaceful water views.

What size homes are in Summit Lakes?

Homes in Summit Lakes typically range from 2,000 to 2,400 square feet with 3 bedrooms and 2 bathrooms. Many properties feature open floor plans with vaulted ceilings, 2-3 car garages, and desirable options like screened pools. Lot sizes range from approximately 0.25 to 0.50 acres, providing more space than many newer communities.

How far is Summit Lakes from Orlando and Disney?

Summit Lakes is approximately 25 miles from Downtown Orlando (30-35 minutes), 22 miles from Walt Disney World (25-30 minutes), and 30 miles from Orlando International Airport (35-40 minutes). The neighborhood's location provides easy access to Highway 50, US 27, and Florida's Turnpike, making commutes to Orlando's employment centers, theme parks, and airport very convenient.

Is Summit Lakes a gated community?

No, Summit Lakes is not a gated community. The neighborhood features open access with quiet cul-de-sac streets. The lack of gated entry is one reason HOA fees remain exceptionally low, as there are no guard services or gate maintenance costs to cover.

What makes Summit Lakes different from newer Clermont communities?

Summit Lakes stands out for its combination of exceptionally low HOA fees (~$270/year), no CDD fees, lake views, established landscaping, and larger lot sizes. While newer communities often have extensive amenities, they come with HOA fees of $1,500-4,000+ annually plus CDD fees of $2,000-5,000+ per year. Summit Lakes offers affordable homeownership with peaceful lakefront living and thousands in annual savings on property costs.